卡城老方聊房产

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【房产不快讯】卡城2018年8月-失业率延缓了房市的恢复
卡城老方房地产
不仅仅是房产,还会不定期提供有关卡城教育、生活等各方面实用信息

卡尔加里市,2018年9月4日讯:销售低迷、新上市量的增加以及库存量的增加让卡城8月的房地产市场回升乏力。
Screen Shot 2018-09-08 at 1.26.18 PM.png
持续的过量供应让8月的房产价格继续下调。全市房屋基准价格比上月下降0.8%,比去年同期下降2.4%。

卡尔加里地产局首席经济师这样说:“卡尔加里失业率一直居高不下,现在已达到7.9%,还丢失了不少全职工作。就业市场的不景气是影响房产市场的重要因素之一。另外石油行业的缓慢恢复加上贷款条件的收紧以及新建房屋的竞争也都在影响房产市场。“


Screen Shot 2018-09-08 at 1.26.30 PM.png
8月卡尔加里全市总共售出1490套,比去年同期下降近7%,比长期平均低14%。但并不是所有区域和类型的房产销售数量和价格都在下降。与去年相比,最近大多数区域的房产价格有所下降,而市中心区和西区与去年同期水平相当。

卡尔加里地产局主席这样说:”不论买家还是卖家都需要现实对待其期望值。买家需要明白价格变化并不是一概而论的,而是取决于他要买房屋的位置和特点。销量的下降并不就意味着价格也下降。卖家需要及时全面地了解市场行情,让他的卖价更有竞争力。卖家需要了解周边房产的销售情况以及对比已经卖出的房屋。“



8月卡城房产概况:

独立屋:


Screen Shot 2018-09-08 at 1.28.20 PM.png
年初至今,几乎每个区域的独立屋销售都在放缓。增加的库存使房屋销售月数快达到5了,并且会继续影响房屋的价格;
8月独立屋的基准价格为49.7万。比上月低了0.74%,比去年同期低了2.6%。
8月大多数区域的房屋价格保持下行趋势,但西区和中心区仍比去年同期要高。
年初至今的平均ji准价格比去年低了0.56%,抵消了从去年开始的部分价格增长。



公寓

Screen Shot 2018-09-08 at 1.28.32 PM.png


年初至今共售出1892套公寓,比去年同期降低了7%。但并不是所有区域销量都下滑。东北区和西北区的公寓销售略高于去年水平。Y
新上市量与去年相比有所放缓,防止了库存水兵的大幅增长。然而公寓仍是供过于求,导致价格继续下行。
年初至今全市公寓价格降了近3%,其中价格下滑最大的是东北区、南区和东区。整体价格比2014年的高点低了14%。



联排和双拼
Screen Shot 2018-09-08 at 1.28.43 PM.pngScreen Shot 2018-09-08 at 1.28.51 PM.png
和公寓一样,联排和双拼的销量也有所下降。但年初至今,一些区域销量有所改善,比如西北和西区的双拼屋。
东北区和东区的联排销售相对稳定。
双拼屋的供过于求今年已经对价格产生了下行压力,但中心区、东北区和东区的年初至今平均基准价格要高于去年。抵消了其他区域价格的下滑,是整个双拼屋的价格比去年高1%。






年初至今联排的价格比去年低了1.5%。但各区价格变动不一,市中心和西北区相对稳定,东北区跌了近7%。







常用房地产统计术语:

销售与上市比率(the sales-to-new listings ratio):给定期间的当前销售套数对比新上市套数,一般采用过去30天的数据。此比率一般是一个百分数,如果在40-60%之间,代表市场比较平衡,如果高于60%,一般指卖方市场,如果低于40%,一般代表买方市场。

房屋库存月数(Months of Supply):给定时间段(通常是过去30天)结束时库存总数除以同一时期结束时的销售总数。库存月数是房屋供求平衡的另一重要指标。它代表以目前的销售活动完全清算当前库存需要多长时间。



Media release: Unemployment rate slows housing market recovery

City of Calgary, September 4, 2018 – Easing sales, gains in new listings and elevated inventory levels continue to slow Calgary’s recovery in the housing market in August.

Persistent oversupply in the Calgary housing market continued to weigh on prices in August. Citywide benchmark prices edged down over previous months by 0.8 per cent and are 2.4 per cent below last year’s levels.

“Calgary’s employment market has persistently high unemployment rates at 7.9 per cent and recent job losses in full time positions. The struggles in the employment market are one of the factors weighing on our local housing market,” said CREB® chief economist Ann-Marie Lurie.

“A slow recovery in the energy sector combined with tighter lending conditions and competition from the new home sector are also contributing current housing market conditions.”

Citywide sales totaled 1,490 units this month, down nearly seven per cent from last year and 14 per cent below long-term trends.

Sales and price declines were not consistent across all districts and product types. Prices have recently trended down across most areas based on year-to-date figures, but have remained comparable to last year’s levels in the City Centre and West districts of the city.

“Both buyers and sellers need to be realistic about their objectives. Buyers need to be aware that price changes differ depending on what and where you are buying. The decline in sales does not mean price declines across the board,” said CREB® president Tom Westcott.

“Sellers need to be well informed to be competitive. They need a good understanding of what has been selling around them and how their property compares to homes that have successfully sold.”


HOUSING MARKET FACTS

Detached

Year-to-date detached sales eased across each district. Elevated inventory levels caused months of supply to remain just below five months in August and continued to weigh on housing prices across all districts.
Detached benchmark prices totaled $497,000 in August. This is a 0.74 per cent decline over last month and 2.6 per cent below the previous year.
Prices have trended down in all districts in August, however, on a year-to-date basis prices remain above last year in both the City Centre and West.
Year-to-date average detached benchmark prices have eased by 0.56 per cent over the previous year, reducing some of the price recovery from last year.
Apartment

Year-to-date sales totaled 1,892 units, seven per cent below the previous year. However, sales did not ease across all districts. Sales in both the North East and North West districts remained slightly higher than levels recorded last year.
New listings in the apartment sector eased compared to the previous year, preventing more significant gains in inventory levels. However, oversupply in this sector persists, causing further price declines.
Year-to-date city-wide prices eased by nearly three per cent, with the largest declines occurring in the North East, South and East districts. Overall prices remain nearly 14 per cent below 2014 highs.
Attached

Like the apartment sector, sales have eased in the attached sector. However, year-to-date sales have improved in some districts of the city for semi-detached and row product. Semi-detached sales improved in both the North West and West districts.
Row sales remained relatively stable in both the North East and East districts of the city.
Oversupply in the semi-detached sector has placed some downward pressure on prices this year, but year-to-date average benchmark price remains higher than last year in the City Centre, North
East and East districts of the city. Gains in these areas were enough to offset declines in other areas, keeping semi-detached prices one per cent higher than last year.
Year-to-date row prices eased by 1.5 per cent over last year. However, price movements ranged from relatively stable levels in the City Centre and North West to declines of nearly seven per cent in the North East district.
REGIONAL MARKET FACTS

Airdrie

Sales activity in Airdrie continued to ease compared to last year totalling 851 units so far this year.
Despite some of the recent pullback in new listings, year-to-date new listings remain just above last years levels keeping inventories elevated at 597 units.
The persistent oversupply in the market started to weigh on homes prices. Detached home prices totaled $366,900, 0.7 per cent below last month and 3.4 per cent below last year. When considering year-to-date averages, the benchmark price is 1.5 per cent below last years levels.
Cochrane

Year-to-date sales activity in Cochrane totaled 431 units. This is a decline over the previous year, but activity remains comparable to activity recorded over the past five years. This makes it a centre that has not seen the same pullback in demand seen in many other areas.
The challenge in the Cochrane area is the continued rise in supply. New listings continue to rise and are well above normal levels for the area. This has pushed up inventories to new highs, causing the months of supply to rise.
The excess supply in the area is starting to weigh on prices. Detached benchmark home prices in August edged down over the previous month to $426,100. Despite the recent easing, prices remain comparable to the previous year both for the month of August and year-to-date average figures.
Okotoks

Easing sales in Okotoks were met with further gains in new listings causing inventory levels to edge up to 280 units.
Recent gain in inventory compared to sales have placed some downward pressure on prices in the area. However, the easing was not enough to cause year-to-date prices to fall below last years levels.
Detached benchmark prices averaged $436,350 so far this year, just above last year’s levels.







常用房地产统计术语:

销售与上市比率(the sales-to-new listings ratio):给定期间的当前销售套数对比新上市套数,一般采用过去30天的数据。此比率一般是一个百分数,如果在40-60%之间,代表市场比较平衡,如果高于60%,一般指卖方市场,如果低于40%,一般代表买方市场。

房屋库存月数(Months of Supply):给定时间段(通常是过去30天)结束时库存总数除以同一时期结束时的销售总数。库存月数是房屋供求平衡的另一重要指标。它代表以目前的销售活动完全清算当前库存需要多长时间。




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【房产不快讯】卡城2018年9月-妥妥的买方市场
Screen Shot 2018-10-09 at 9.43.52 PM.png

卡尔加里市,2018年10月1日讯:


经济大环境仍然没什么起色,9月份卡尔加里共售出房屋1273套,比去年同期少了13%,远远低于长期平均。所有房型的销量都有所下滑,独立屋尤为明显。


”卡尔加里的经济仍受制于失业率,上个月失业率又上升到了8%以上。对就业市场的焦虑、贷款利率的增加及消费者动摇的信心都对需求造成了影响。同时供应量保持高位,造成供过于求和价格的下滑“卡尔加里地产局首席经济师Ann-Marie Lurie如是说。
详情请点击下面微信链接:
https://mp.iask.ca/s?__biz=MzIzNjg1...9b368c93addf2a&token=1201940298&lang=zh_CN#rd
 
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老方,你觉得在卡城的北面和南面大肆兴建新公寓排屋,政府是作何打算。
其实西南,东南,东北很多老房子价值已经微乎其微,卡城现在如果不是新房子或者八九成新的房子,已经价值接近谷底了吧?!
我前段时间看好一套PATTERSON的房子,各方面都很好,唯独是1995年老社区老房子。华人很少会去南区和河谷地区,那边的家庭医生如何?
 

方志勇

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1. 理想一般高于现实,政府做规划都是基于对未来发展的全方位考虑和预期上,而不是仅仅以现阶段的经济形势来考量。兴建公寓和排屋是开发商自己的意愿,而不是政府的意志,政府只是审批,既然在盖,说明某些开发商对未来预期还是乐观的,但是对是错,时间来考验:)卡尔加里也就南部和北部还有空间来开发,东西向空间不大,开发商先占地,也不是没有道理。Screen Shot 2018-10-06 at 12.42.10 PM.png
2. 嗯,现在大多数区域的房价已在谷底,多数卖出的房子都是亏本割肉在卖,但个别区域如西区,特别是Springbank hill社区价格还比较坚挺,没怎么跌。
Screen Shot 2018-10-09 at 9.49.20 PM.png
3. 关于家庭医生,我只了解自己的,其他的不太了解,想找家庭医生的话,请参看我这篇微信公众号文章:
https://mp.iask.ca/s/tXEG0vlqEpLF6OGZDtuSaQ
 
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1. 理想一般高于现实,政府做规划都是基于对未来发展的全方位考虑和预期上,而不是仅仅以现阶段的经济形势来考量。兴建公寓和排屋是开发商自己的意愿,而不是政府的意志,政府只是审批,既然在盖,说明某些开发商对未来预期还是乐观的,但是对是错,时间来考验:)卡尔加里也就南部和北部还有空间来开发,东西向空间不大,开发商先占地,也不是没有道理。浏览附件511045
2. 嗯,现在大多数区域的房价已在谷底,多数卖出的房子都是亏本割肉在卖,但个别区域如西区,特别是Springbank hill社区价格还比较坚挺,没怎么跌。
浏览附件511046
3. 关于家庭医生,我只了解自己的,其他的不太了解,想找家庭医生的话,请参看我这篇微信公众号文章:
https://mp.iask.ca/s/tXEG0vlqEpLF6OGZDtuSaQ


政府这种事也会做评估的,政府评估能力要高于开发商,政府也可以对开发商说不。
目前形势,显然政府与开发商达成一致,卡城南北大兴土木对城市未来和开发商利益是一致的。
老方,你觉得卡城各区的医生配置情况如何,尤其是华人医生?!
 

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【干货】卡尔加里有特色的社区

原创: 卡尔加里老方地产
卡城老方房地产
不仅仅是房产,还会不定期提供有关卡城教育、生活等实用信息
上次在【干货】2018卡尔加里最佳社区排行榜:前50名和华人聚居及关注社区排名情况里介绍了卡城排名前50名的社区和重点关注的社区,这些排名靠前的社区是通过综合各项指标分数排出来的,这些指标以及排序可能和大多数华人的观点不太一致,比如华人普遍比较重视的学区,就没体现出来,但既然来到卡尔加里了,咱们就做一回卡尔加里人,好好了解下卡尔加里人所看重的社区特点。那句话怎么说来着,对,就是in Calgary, do as Calgarians do,下边就分别介绍下在单个指标方面排名靠前的有特色的社区,看看卡尔加里人都喜欢什么样的社区,有没有你所在的社区和你喜欢的社区。

欲知详情,请点击下面微信链接:
https://mp.iask.ca/s?__biz=MzIzNjg1...f90d1fb23c1aaff&token=420503936&lang=zh_CN#rd
 

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刚刚!加拿大央行加息至1.75!房贷压力继续增大

卡城老方房地产
不仅仅是房产,还会不定期提供有关卡城教育、生活等实用信息

加央行于本周三(10月24日)再次加息0.25%,把基准利率从1.50%调涨至1.75%。这是加拿大央行自2017年7月以来的第5次加息,每次上调25个基点。
images.jpg

加息的原因是什么?加央行还会继续加息吗?
央行通常在希望刺激经济时减利率,在经济好、需要抑制通胀时提高利率。这次的加息决定与经济学家所期待的一致,加拿大统计局最近的一系列数字显示,国内经济正在成长,就业市场表现好,通胀率在上升。

在9月份的政策会议上,央行没有更改利率。发言人Carolyn Wilkins后来说,这是因为美墨加贸易谈判那时尚未有结果,而且加拿大当时还与美国有关税纷争,现在贸易谈判已经结束,新协议已经生效,阻挡央行加息的障碍已经扫除。
在强劲的经济和低失业率的背景下,目前1.75%的利率预计将继续攀升。虽然本次加息后今年再次加息的可能性不大,但经济学家预计2019年还会再加息3次。


加息对我们的生活影响会有多大?
在轻松借贷10年之后,加拿大人正感受到利率上升的压力,因为他们背负着沉重的债务负担。

根据环境分析公司(Environics Analytics)关于这些支付对消费者影响日增的一项新研究,加拿大家庭去年平均额外支付了544加币的利息,而且很快将面临更高的利息支出。。。。。。欲知详情,请点击微信文章:
https://mp.iask.ca/s?__biz=MzIzNjg1...669ac67ac941b1c&token=291863581&lang=zh_CN#rd
 

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【房产不快讯】卡城2018年10月-供大于求继续影响价格

关注☞ 卡尔加里老方房地产 今天

卡城老方房地产
不仅仅是房产,还会不定期提供有关卡城教育、生活等各方面实用信息


卡尔加里地产局,2018年11月1日讯:

Screen Shot 2018-11-05 at 10.51.32 AM.png
继续增长的库存水平,让卡尔加里的房产价格进一步松动。

10月全市基准价格是$426,300 ,这是连续第五个月下降,今年同比价格已比去年下滑了2.9%。
“就业增长仍是一个问题,今年的失业率要比预计的糟糕,加上房屋持有成本增加,持续抑制了需求。同时,房屋供应在这种经济气候下仍维持高位,造成了价格的调整。” 卡尔加里地产局首席经济师Ann-Marie Lurie这样说。

10月份库存总量达到了7345套,共售出1322套房屋。房屋库存月数达到了5.6,高于通常的水平。尽管新上市量有所放缓,10月库存水平仍接近历史高位。

“在这样的市场条件下,许多潜在买家可以许多价格区间找到价格合适房子。卖家需要调整期望值,并且了解准确的市场数据,以便清楚地知道他们房产所在的社区房子卖什么价”卡尔加里地产局主席 Tom Westcott如是说。
不论是哪种类型的房产,低价区间的销售都有所改善,使得这部分市场相对平衡。而高价区间库存增长大大高于需求,这对这部分房子的价格会有影响。
Screen Shot 2018-11-05 at 10.52.04 AM.png

房地产市场数据:

独立屋

Screen Shot 2018-11-05 at 10.52.43 AM.pngScreen Shot 2018-11-05 at 10.53.10 AM.png10月份独立屋共售出829 套,比去年同期低了8.6%,使得年初至今的销售量比去年下滑了15%。这是自90年代以来独立屋销售最慢的时期。

年初至今销售量下滑最多的是$600,000 – $999,999 价格区间的房子,反映出当前市场条件抑制的主要是改善型买家的需求。

这已是连续第二个月新上市放缓,有助于缓解库存的增加。然而,由于独立屋还是供过于求,价格还会持续向下。
10月份独立屋的基准价格是$490,200。比上月低,比去年同期低了3%。年均价格比去年低1%。
10月份,年均价格在所有区域都有所松动,下滑最多的是东北、西北、南和东南区。这可能是新建房屋竞争造成的。

公寓

年初至今,公寓共销售了2316套,比去年同期下降了接近7%。新上市量也同期下降了6%,有助于降低库存的进一步增加。
Screen Shot 2018-11-05 at 10.53.25 AM.png
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尽管库存增加有所放缓,房屋库存月数仍达到了7个月。
年初至今,公寓的价格已经下降了2.8%,比2014年高点降了14%。几乎每个区域的公寓价格都有所下滑,其中下滑最多的是东北、东和南区。

联排和双拼

年初至今,联排和双拼共售出3098套。比去年同期降低了15%,比长期平均低了14%。
Screen Shot 2018-11-05 at 10.53.25 AM.pngScreen Shot 2018-11-05 at 10.53.56 AM.pngScreen Shot 2018-11-05 at 10.54.16 AM.png


同时,尽管新上市有所放缓,但10月份库存水平达到了历史高位。
不论是双拼还是联排,都售供过于求的影响,过去5个月以来价格一直下滑。
年初至今,联排的基准价格是 $298,140,比去年低了2%,比历史高点低了9%。但市中心区和西北区的价格相对平稳。
10月,双拼的基准价格是$403,400, 比上个月低了1%,比去年低了3%。尽管最近价格所有下滑,年初至今全市双拼的价格与去年相比保持相对平稳。这得益于市中心、东北和东区的价格回升抵消了西北、南和东南区价格下滑。

常用房地产统计术语:

销售与上市比率(the sales-to-new listings ratio):给定期间的当前销售套数对比新上市套数,一般采用过去30天的数据。此比率一般是一个百分数,如果在40-60%之间,代表市场比较平衡,如果高于60%,一般指卖方市场,如果低于40%,一般代表买方市场。

房屋库存月数(Months of Supply):给定时间段(通常是过去30天)结束时库存总数除以同一时期结束时的销售总数。库存月数是房屋供求平衡的另一重要指标。它代表以目前的销售活动完全清算当前库存需要多长时间。


Elevated inventory levels compared to sales, are causing prices to ease further in Calgary’s housing market.

Citywide benchmark prices totaled $426,300 in October, trending down for the fifth consecutive month and resulting in a year-over-year decline of 2.9 per cent.

“Job growth in this city remains a concern, as unemployment levels remain well above levels expected for this year. Rising costs of ownership also continue to weigh on housing demand,” said CREB® chief economist Ann-Marie Lurie.

“At the same time, housing supply levels are not adjusting fast enough to current conditions, resulting in price adjustments.”

Inventories and sales totaled 7,345 and 1,322 in October. This has resulted in months of supply of 5.6, above levels typical for this month. While some easing in new listing growth will help prevent further inventory gains, inventory levels remain near record highs for the month of October.

“With these types of market conditions, many potential buyers should be able to find the home that they are looking for with well priced listings appearing in certain price ranges,” said CREB® president Tom Westcott. “Sellers need to manage expectations and have accurate data in order to be aware of what is selling in their community.”

For each of the property types, sales activity has improved in the lower price ranges, leaving most of those segments relatively balanced. However, the upper end of the ranges has seen significant gains in supply compared to demand, which is likely having more of an impact on prices in those ranges.

HOUSING MARKET FACTS

Detached

Detached sales in October totaled 829 units, for an 8.6-per-cent decline, resulting in a year-to-date decline of 15 per cent. This is the slowest level of detached sales since the late ’90s.
Year-to-date, the largest decline in sales occurred in the $600,000 – $999,999 price range, reflecting slow demand coming from move-up buyers.
For the second month in a row, new-listing growth eased, helping prevent further inventory gains. However, as this segment remains oversupplied, prices continue to trend down.
Detached benchmark prices totaled $490,200 in October. This is below last month and three per cent below last year. On a year-to-date basis, prices remain one per cent below last year’s levels.
As of October, year-over-year prices have eased across all districts, with the largest declines occurring in the North East, North West, South and South East districts. This is likely a result of added competition from the new-home sector.
Apartment

Year-to-date apartment sales have totaled 2,316 units, nearly seven per cent below last year. New listings have also eased by six per cent, helping reduce the amount of inventory in the market.
Despite the easing inventories, the months of supply remains elevated at 7 months.
Year-to-date apartment condominium prices have eased by 2.8 per cent and remain 14 per cent below 2014 highs. Declines occurred across all districts, with the steepest declines occurring in the North East, East and South districts.
Attached

The attached sector has recorded year-to-date sales of 3,098. This is 15 per cent below last year and 14 per cent below long-term averages.
Meanwhile, despite recent easing in new listings, October inventories are the highest level on record.
The oversupply is affecting both the semi-detached and row sectors, which have seen prices trend down over the past 5 months.
Year-to-date, row benchmark prices have averaged $298,140 this year, nearly two per cent below last year and nine per cent below previous highs. However, prices have remained relatively flat in both the City Centre and North West districts.
As of October, semi-detached prices were $403,400, one per cent lower than last month and nearly three per cent lower than last year. Despite recent declines, year-to-date citywide prices remain relatively flat compared to last year. This was most due to gains in the City Centre, North East and East districts offsetting declines in the North West, South and South East.
 

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方志勇

卡尔加里地产经纪
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【干货】卡尔加里关于看房的那些事儿

卡城老方房地产
不仅仅是房产,还会不定期提供有关卡城教育、生活等实用信息

一、看房要预约
自从干上房地产经纪以来,老方常常接到一些国内新来的客户打来的电话,问:”老方,我现在看上了一套房子,能不能马上带我看看房?”,老方的反应偶尔是这样的:
9150e4e5ly1fjkl6ikdfkg20g50fo777.gif2018052904.gif没问题.jpg

但大多数情况下老方的表情往往是这样的:
面露难色.jpg15303707644536020cf8871.jpg1536364347985eaa9985b26.jpg



为什么会这样呢?

在这里老方想解释一下在卡尔加里经纪人是如何带人看房的:
详情请点击微信文章:
https://mp.iask.ca/s?__biz=MzIzNjg1...cbdf13519127c1&token=1581744484&lang=zh_CN#rd
 

方志勇

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方志勇

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:sneaky::cool:
 

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【干货】卡尔加里新房主如何set up utility services to your new home(水、电、气、网络)
原创: 卡尔加里老方房产
不仅仅是房产,还会不定期提供有关卡城教育、生活等实用信息

刚买了房子后,首先要办的就是水电气和网络等这些utilities的申请,对常住卡尔加里的人当然这不是难事,可对刚从国内过来的新移民或者从加拿大其他省搬过来的新买家来说,就有些摸不着头脑,因为在卡尔加里申请这些服务与国内很不一样,与加拿大其他省份也不尽相同,那怎么办呢?不要着急,且听老方为你一一道来:

一、水(供水/排水/垃圾清运)
这些服务虽然是由卡尔加里市政府提供的,但市政府委托Enmax公司来收费。所以要打电话(310-2010)给Enmax(https://www.enmax.com/home/customer-care/overview)公司来设立你的账户。。。。。
详情请点击微信链接:
https://mp.iask.ca/s/gcqlORKwfC-0SeHrCbvurg
 

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