(1) 遗嘱 - DIY
(2) 家有未成年人(minor child) (BC - 少于十九岁), 遗嘱里确定监护人.
About Wills . . .
Are hand-written wills valid in B.C.?
Yes, if they are signed by the testator and two witnesses in compliance with the Wills Act.
Are pre-printed will forms valid?
Yes, if the directions are followed precisely and if the directions comply with the Wills Act.
Do all wills have to be witnessed?
Any will made in British Columbia must be signed by the testator and two witnesses with the exception of personnel in the military forces or someone who is a mariner. Two witnesses must see the testator sign, and the testator must then see those two witnesses sign.
http://www.ag.gov.bc.ca/courts/other/wills_estates.htm
哈哈,我是一个小人物,没有豪华的大屋. 应该不会很惨.
保险 : 给收益人
银行存款: survivor of ownership
保险公司的保险费是不用走法律程序的,死亡后马上发给收益人,并且不用交所得税. 不象银行存款物业那些那么麻烦. 你的房子如果是两人共有的, 死后老婆继承,那一半的房价是算她当年的资本收入的,要征收所得税. 银行存款也一样.
加拿大没有遗产税,所以不用担心遗产税的问题.