不懂车和保险之类的，有句话请好心人帮我解释一下，谢谢！

[tototo]

If you are visiting Ontario for less than 3 months and want to drive while you’re here, you can use a valid driver’s licence from your own province, state or country.

You will also need to:

• be at least 16 years old
• have proper insurance coverage for the vehicle you will drive
• carry an original (or exact) copy of the vehicle ownership permit
• obey traffic laws, drive safely and avoid collisions when you drive

第二个要求，have proper insurance coverage for the vehicle you will drive。假如我的亲戚来这里，我借了一辆车给他们开，这个车的车主是买了保险的，但是如果我亲戚开，这样算have proper insurance coverage for the vehicle you will drive吗，万一被警察拦住了会不会有麻烦？

 

[哈法]

If you are visiting Ontario for less than 3 months and want to drive while you’re here, you can use a valid driver’s licence from your own province, state or country.

You will also need to:

• be at least 16 years old
• have proper insurance coverage for the vehicle you will drive
• carry an original (or exact) copy of the vehicle ownership permit
• obey traffic laws, drive safely and avoid collisions when you drive

第二个要求，have proper insurance coverage for the vehicle you will drive。假如我的亲戚来这里，我借了一辆车给他们开，这个车的车主是买了保险的，但是如果我亲戚开，这样算have proper insurance coverage for the vehicle you will drive吗，万一被警察拦住了会不会有麻烦？

打电话问保险公司。

 

[tototo]

Lending Your Vehicle

When you lend your auto, you also share your auto insurance. Typically, a guest driver is also covered under your policy. Should the guest driver cause a collision while driving your vehicle, your premium may increase.

What to Consider
Under certain circumstances, you can lend your auto without naming a guest driver on your insurance policy. If you decide to lend your auto, keep the following in mind:

1. You must agree – verbally or in writing – that the driver may use your vehicle.
2. You can’t lend your auto on a regular basis to someone without naming him or her on your insurance policy. If, for example, a friend wants to drive your auto every Friday to go grocery shopping, update your policy to include him or her as an occasional driver.
3. The person who borrows your auto must be licensed and legally allowed to drive in the province or territory where you both live.

When you lend your vehicle, remember that you also lend your insurance record.

我找到了这个，说明借车的时候等于保险也被借了。

 

[红好仔]

如果是我的亲戚来，我宁愿帮他租车也不借车。

 

[tototo]

为什么?

如果是我的亲戚来，我宁愿帮他租车也不借车。

 

[ReneDad]

红字部分的意思是：“你要驾驶的车辆必须有有效的保险”。

例如：一个车主回国了，把保险也给停了。这时车主的朋友来加拿大借车开是不行的。因为车子已经没有有效的保险了。

 

[ReneDad]

为什么?

有些违章，如闯红灯、超速等，在中国被警察抓了不过是罚200块人民币的事。所以国内的司机往往不当一回事，习惯于这么做。

而在加拿大，如果借你车的朋友被抓了，罚款是小事，保险公司涨你的保险，每年都要多掏上千刀的保费，而且还要掏许多年。比租几天车贵多了。

 

[chips]

If you are visiting Ontario for less than 3 months and want to drive while you’re here, you can use a valid driver’s licence from your own province, state or country.

You will also need to:

• be at least 16 years old
• have proper insurance coverage for the vehicle you will drive
• carry an original (or exact) copy of the vehicle ownership permit
• obey traffic laws, drive safely and avoid collisions when you drive

第二个要求，have proper insurance coverage for the vehicle you will drive。假如我的亲戚来这里，我借了一辆车给他们开，这个车的车主是买了保险的，但是如果我亲戚开，这样算have proper insurance coverage for the vehicle you will drive吗，万一被警察拦住了会不会有麻烦？

算。警察没麻烦。我问过td mm insurance.缺点就是违章后涨的保险你要自己扛着。就这一点就够你受的了

 

[tototo]

我知道这个，不过开始的时候他们在这里只是附近转转，买买东西，我觉得没必要租车，而且租车还得去Lindsay或者Peterborough.我亲戚开车还是很小心的，在国内也不违章的那种，实在开个一二十分钟的路也被警察抓了，那我只好认了。等用车比较多的时候去比较远的地方再租车，只要开别人的车本身不违章那我就不害怕了。

 

[家园小千]

别借自己的车给别人，可以帮他去租车行借车。

 

[tototo]

别借自己的车给别人，可以帮他去租车行借车。

不管了，反正我这里有的是车没人开。而且我发现这里互相借车是很普遍的事情，他们经常借朋友的车，有时候我们需要用别人的车了，人家也很慷慨，车让我们开几个月都不问的。我这里还有一辆是一个朋友的车，明年年初才给他还。

 

[sunwei_bj]

不管了，反正我这里有的是车没人开。而且我发现这里互相借车是很普遍的事情，他们经常借朋友的车，有时候我们需要用别人的车了，人家也很慷慨，车让我们开几个月都不问的。我这里还有一辆是一个朋友的车，明年年初才给他还。

真的吗？我刚来的时候，怎么听别人说：在加拿大，有两样东西不能借，一个是老婆，一个是车

 

[tototo]

真的吗？我刚来的时候，怎么听别人说：在加拿大，有两样东西不能借，一个是老婆，一个是车

是的，我也听说过，但是我后来发现我这里不是这样。不知道多伦多的人是不是这样， 也许农村和城里不一样。

 

[我爱我家123]

来加拿大十年了第一次听说借车开的呵呵有意思

 

[tototo]

来加拿大十年了第一次听说借车开的呵呵有意思

呵呵，我们现在用的最多的，就是一个朋友借给我们的车，上礼拜有个朋友来陪我买东西，她跟朋友把车互换了一天，好像一个人需要另一个人的车型，但是她却把驾照忘自己车上了。我问过男票这里在加拿大借车开算很罕见的事情吗，他说不算啊，经常有借车的事，我也发现是这样。