这可是个好消息啊,能有个出处最好,不然加拿大人出国工作学习会有顾虑,怕影响居住年限
具体要去哪个国家,需要查这里,基本上只有富裕国家才能享受同等居住待遇。
几乎所有经合组织国家的居住时间,都算在加拿大本土居住,即便在OECD国家没有工作,也等于在加拿大居住。
加拿大政府国家双边养老协议:
https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-international.html
A social security agreement is an international agreement between Canada and another country that is designed to coordinate the pension programs of the two countries for people who have lived or worked in both countries.
Example 1
Thomas, 65, lived in Austria for much of his life. He lived in Canada for 16 years after the age of 18. This year, he moved back to Austria to be nearer his aging parents. Normally 20 years of residence in Canada is needed to receive an OAS pension outside Canada, so Thomas would normally
not have qualified. However, the social security agreement with Austria allows him to count the time he lived in Austria after age 18 towards meeting the 20 -year residence-in-Canada requirement. Thomas
will receive a partial OAS pension outside Canada for the rest of his life.
Note that while the social security agreement helped qualify Thomas to receive an OAS pension, the payment amount is determined by the numbers of years of residence in Canada after age 18. Having lived in Canada for 16 years, Thomas will receive 16/40ths of the full OAS pension.
例子2,奥地利居住年限等于加拿大居住年限。(多数经合组织国家都是这个待遇).
附注:奥地利的退休金高于澳洲和加拿大,所以几乎所有奥地利移民都是申请德国退休金而不申请加拿大澳洲退休金。
Example 2
Liam was born in Ireland and worked there for 20 years before moving to Canada at the age of 40. Liam worked in Canada and contributed to the CPP for 5 years prior to his death at age 46. For Liam’s spouse and child to be eligible for CPP death and survivor benefits, Liam needed to have contributed to the CPP for 10 years. (You have to contribute to the CPP for at least one-third of all the years of your “
contributory period”.) Because Liam contributed to the CPP for only 5 years, his survivors would normally
not be entitled to death or survivor benefits. However, the social security agreement with Ireland allows his periods of contribution to the Irish pension program to be considered as periods of contribution to the CPP in order to satisfy the minimum qualifying period of 10 years. Since Liam’s spouse and child meet the age requirements, they
will be entitled to CPP death and survivor benefits.
Note that, while the social security agreement helped Liam’s spouse and child to qualify for CPP benefits, the payment amounts will be based on the actual contributions Liam made to the CPP.
例子1,爱尔兰居住年限等于加拿大居住年限,包括配偶和孩子的福利部分。(多数经合组织国家都是这个待遇)
Example 3
Christine, from Winnipeg, lived in Canada until she was 30 when she accepted a job at an international engineering firm in Barbados. She worked there for 7 years and then decided to return to Canada. Because she did not contribute to the Barbadian social security scheme for the minimum period of time, she would normally
not qualify for a Barbadian retirement pension. So her contributions to the Barbadian pension plan would have been lost. However, Canada’s social security agreement with Barbados allows her to combine her periods of contribution to the Canada Pension Plan with her periods of contribution to the Barbadian social security scheme in order to meet the minimum requirement. Later, when she is ready to apply for her Barbadian pension, it will be based on those 7 years of contributions to the Barbadian social security scheme.
(And, when she is ready to apply for her Canada Pension Plan retirement pension, it will be based on her years of contributions to the CPP. Her Canadian Old Age Security pension will be based on her years of residence in Canada after the age of 18.)
https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-international.html
附注:
加拿大人只要在加拿大住满10年,移民澳洲后就能领取澳洲全额养老金:
https://www.dss.gov.au/about-the-de...stralia-and-canada-frequently-asked-questions
澳洲人真是傻白甜呀。。。
组团移民澳洲不?