回复: 朋友的车窗被砸了,帮问保险
COMPENHENSIVE跟COLLISION不一样,有CLAIM就有可能会升,即使不是你的责任,这个道理就跟SCARBOROUGH的保险比其他地区贵得多一样。
如果试过在网上做车险的ONLINE QUOTE就会知道,通常都有两个分开的问题问你CAR ACCIDENT的CLAIM有多少次,和非CAR ACCIDENT的CLAIM有多少次。以下摘自TD的关于非CAR ACCIDENT次数的说明。
How many insurance claims have you made in the past 6 years? (Motor vehicle accidents are excluded)
HELP:
How many insurance claims have you made in the last 6 years (Motor vehicle accidents excluded)?
For this question, only count claims that did not involve a car accident (e.g. theft, windshield claim). You should also only include insurance claims where you received payment from an insurance company. It doesn't count if you made a claim, were turned down, and did not receive any settlement.
We need to know how many claims you have made in the last 6 years in order to determine your premium.