之前看Simplii居然没发现,估计是新出的。eligilble餐厅消费都是4% cash back,每年5000封顶 (明显不够用)。头4个月10%,500封顶
肥卡不是针对美国人而已嘛
肥卡是针对美国人的。管理加拿大人在美国的账户好像在这个法案里:
Canada–United States Enhanced Tax Information Exchange Agreement Implementation Act
bb) The term Canadian Reportable Account means a Financial Account maintained by a Reporting U.S. Financial Institution if:
- (1) in the case of a Depository Account, the account is held by an individual resident in Canada and more than $10 of interest is paid to such account in any given calendar year; or
- (2) in the case of a Financial Account other than a Depository Account, the Account Holder is a resident of Canada, including an Entity that certifies that it is resident in Canada for tax purposes, with respect to which U.S. source income that is subject to reporting under chapter 3 of subtitle A or chapter 61 of subtitle F of the U.S. Internal Revenue Code is paid or credited.
ARTICLE 2
Obligations to Obtain and Exchange Information with Respect to Reportable Accounts
- 1 Subject to the provisions of Article 3 of this Agreement, each Party shall obtain the information specified in paragraph 2 of this Article with respect to all Reportable Accounts and shall annually exchange this information with the other Party on an automatic basis pursuant to the provisions of Article XXVII of the Convention.
没有BMO和Costco,有些意外不会开车,所以不用加油。目前只有三张信用卡,Tangerine,Rogers World Elite, Scotia Momentum Infinite Visa..不过准备申请Simplii这一张,就会有四张了。
对加港没有此协议
BMO是1.5%返现,比一般卡稍好一点他不开车,Costco卡基本就鸡肋了。BMO卡跟其它卡比起来有什么特殊长处吗?