1) G2的限制里面没有“不准carpool”这条
2) Ontario Automobile Policy 规定：
Except for certain Accident Benefits coverage, there is no coverage under this policy if the automobile is used as a taxicab, bus, a sightseeing conveyance or to carry paying passengers. However, we don't consider the following as situations involving carrying paying passengers:
* ......
* sharing the cost of an occasional trip with others in the automobile
个人认为carpool属于“sharing the cost of an occasional trip with others in the automobile”的性质，所以保险公司应该理赔
打个电话问问保险公司就知道了