今年6月发生一起碰撞事故，对方印度人，索要1500刀，没能私了，找了保险公司，然后做了在保险公司的CLAIM department 做了REPORT， 因为本人车没有任何损伤，所以也没有让保险公司赔，就去BODY SHOP拍了照。今天收到了一封信说题目如下 subject: claim file closed without payment.

Dear Madam/Sir,
We are confirming that no payment has been made in connection with this claim. Your file is now closed. If you have any questions or concerns, please...省略

Closing reason: no damages.
所以这起事故是处理结束了？？

是的，你不索赔，那就结束了。如果你在安省，各自的保险公司赔各自的客户。