加拿大家园论坛

生活点滴:换屋顶之后

原文链接:https://forum.iask.ca/threads/932911/

bfbs : 2022-06-07#1
要通知自己的保险公司,
你会看到保费下来一点点;
更重要的是:
Roof Depreciation
Alberta is a province that's significantly impacted by wind and hail storms, and roof damage is the most common claim that occurs as a result. You currently have Roof Depreciation added to your policy. Only coverage for the depreciated value of your roof is available in the event of a claim - not the costs to fully repair or replace it. Having this will reduce your coverage and lower your insurance premium.

Example:
If wind or hail causes $5,000 in damage to your roof, but the depreciated value of your roof is only $2,000, you'll only receive the depreciated value of your roof ($2,000) if you make a claim.

When you decide to replace your roof, you can call us to remove this restriction from your policy.

reed : 2022-06-07#2
谢谢分享,我一直不知这个,屋顶换了四年了,不知还能减保费不。

bfbs : 2022-06-07#3
谢谢分享,我一直不知这个,屋顶换了四年了,不知还能减保费不。
应该可以。不过我这里一年也就减了100多点。

重要的是出险赔付,换之前只赔付25%,现在是100%。如果没有提前更改,只怕真出险,至少要多费些口舌。

无言感激 : 2022-06-07#4
已经换了7-8年了,看来多付保险几百刀了,这贴怎么不早写啊

bfbs : 2022-06-07#5
已经换了7-8年了,看来多付保险几百刀了,这贴怎么不早写啊
冤枉啊😭
上周换的,今天上午给保险说的
真是不能再早了

或许你们大城市的规矩不一样,保险公司不报自知。

无言感激 : 2022-06-08#6
冤枉啊😭
上周换的,今天上午给保险说的
真是不能再早了

或许你们大城市的规矩不一样,保险公司不报自知。
你们大城市?挨得猛冻也是加拿大前五大城市了