回复: 请问，入籍以后，是否还需呆满10年才能享受养老金？
CHECK HERE PLEASE:
http://www1.servicecanada.gc.ca/en/isp/oas/oastoc.shtml
The Old Age Security program, the cornerstone of Canada's retirement income system, provides you with a modest pension at age 65 if you have lived in Canada for at least 10 years. If you are a low-income senior, you may be eligible for other benefits as early as age 60.
Amount of benefits: The amount of a person's pension is determined by how long he or she has lived in Canada, according to the following rules:
- A person who has lived in Canada, after reaching age 18, for periods that total at least 40 years, may qualify for a full Old Age Security pension;
- A person who has not lived in Canada for 40 years after age 18 may still qualify for a full pension if, on July 1, 1977, he or she was 25 years of age or over, and
- lived in Canada on July 1, 1977; or
- had lived in Canada before July 1, 1977, after reaching age 18; or
- possessed a valid immigration visa on July 1, 1977.
In such cases, a person must have lived in Canada for the 10 years immediately prior to approval of the Old Age Security application. Absences during this 10-year period may be offset if, after reaching the age of 18, the applicant lived in Canada before those 10 years, for a period of time that was at least three times the length of absence. In this case, however, the applicant must also have lived in Canada for at least one year immediately prior to the date of the application's approval. For example, an absence of two years between the ages of 60 and 62 could be offset by six years of residence after age 18 and before reaching age 55.
Absences from Canada: Canadians working outside Canada for Canadian employers, such as the armed forces and banks, may have their time working abroad counted as residence in Canada. To qualify, the person must have returned to Canada within six months of ending employment or have turned 65 years old while still employed. Both proof of employment from the employer as well as proof of physically returning to Canada, if only for one day, must be provided. Under certain conditions, this provision may also apply to spouses and dependents and Canadians working abroad for international organizations.
A person who cannot meet the requirements for the full Old Age Security pension may qualify for a partial pension. A partial pension is earned at the rate of 1/40th of the full monthly pension for each full year lived in Canada after his or her 18th birthday. Once a partial pension has been approved, it may not be increased as a result of added years of residence in Canada.
Late applicants of the Old Age Security pension as well as the Guaranteed Income Supplement and Allowance may receive retroactive payments. Old Age Security, Guaranteed Income Supplement and Allowance payments may be made for up to 11 months plus the month in which we receive the application, provided all conditions of eligibility are met.
Old Age Security clients can request that their Old Age Security benefits be cancelled. They can have them reinstated at a later date. However, in such cases, no retroactive payments will be permitted.
退休金是自己从薪水里掏的，
公司是不给交1CENT的，
好的公司你买RRSP公司会给你出钱，
但你不买RRSP公司部分你也得不到的说欧。
