赔整个贷款期,肯定没这么夸张的,
可以用
RATESDOTCA instantly finds your best rates for insurance, mortgage & credit cards by comparing quotes from major Canadian brokers & financial institutions.
www.ratesupermarket.ca
计算一下。
一般来说,浮动利率是赔偿三个月的利率
固定利率是 三个月利率,或者利率差计算后两者之中大的那个
利率差是按照如下方法计算:
Let’s assume that the current balance on your mortgage is $100,000, your original interest rate was 2.79%, the current rate is 2.59%, and you have two years (24 months) remaining in your mortgage term. In this case, your interest rate differential is $400.
Here’s how we got this number:
(Contract rate – Current market rate) x Current balance x Remainder of contract = IRD
or
(.0279-.0275) x 100,000 x (24/12) = $400