请教将加币换为港币汇到香港的最佳路径？

[坐看闲云]

谢谢

 

[VanillaSky_2013]

HSBC Premier global transfer waive transaction fees, best and safest, the receiver could exchange through HSBC HONG KONG when money is well received, they always have a better exchange rate.... but your receivable account needs to be HSBC account holder as well!
Do it soon, HSBC HK might be in big trouble.

 

[坐看闲云]

谢谢

 

[jimmy_huang]

谢谢

换港币的话，好像加拿大的银行手续费都特别高啊。国内银行点差才千分之几，加拿大点差百分之几，太高了。换美元倒是我看论坛里有人说过买卖美加同时上市的股票的办法，港币加元好像很麻烦啊。

 

[VanillaSky_2013]

换港币的话，好像加拿大的银行手续费都特别高啊。国内银行点差才千分之几，加拿大点差百分之几，太高了。换美元倒是我看论坛里有人说过买卖美加同时上市的股票的办法，港币加元好像很麻烦啊。

BANKS in China do not directly exchange CAD to HKD, in command practice, they will use their broad price to buy CAD to RMB first, then sell RMB to HKD. That means they will buy and sell your CAD twice in order to earn money.

As I said in HSBC HK, they will only buy your CAD once. Even you need to use the HKD in mainland China, you can exchange at HSBC HK first, then global transfer back to HSBC China.

 

[jimmy_huang]

BANKS in China do not directly exchange CAD to HKD, in command practice, they will use their broad price to buy CAD to RMB first, then sell RMB to HKD. That means they will buy and sell your CAD twice in order to earn money.

As I said in HSBC HK, they will only buy your CAD once. Even you need to use the HKD in mainland China, you can exchange at HSBC HK first, then global transfer back to HSBC China.

事实上不是这样的，我用过中行的系统，如果是美元/欧元这样的，可以直接用中行的网上银行的外汇交易的功能直接进行外汇交易，不需要经过人民币这一步，点差很小的，比美加的银行的点差小多了。

当然，加元听说是非主流货币？所以点差会稍微偏大些。

当然，本贴问的是香港，我刚才查了下中银香港的加元和港币的点差，中银香港也有外汇买卖服务，大概是单边0.6%这样子，其实还好吧。

当然，如果量大的话，比如十万加元以上，可以考虑开一个外汇交易的户头，看哪家交易商点差小，就开哪家，买卖以后，转出到加国的港币银行账户，我觉得HSBC Premier就不错，然后通过全球转账转过去就行了。

如果几十万加元的话，好像要通过HSBC的免费转账转好几次才行，着急的话，也只能付电汇费一次性转了。