本帖不讨论如何申请信用卡, 而是如何选择信用卡
个人经验, 欢迎纠正
All credit card we discuss here no annual fee.
(except US dollar credit card)
Reward and cash rebate card:
1. Reward
CITI petro-points mastercard: $1, 10 points and save 2 cent at pump.
PC Financial mastercard: $1, 10 points (20,000 PC points = $20 in free groceries or other rewards)
CanadianTire option mastercard: Earn Canadian Tire Money
TD GM Visa: %3 for GM car. If you do want to buy a GM car, a good choice
.......others
2. Cash Rebate
CIBC divident (0-1500 0.25% 1500-3000 0.5% 3000+ 1%)
AMEX Costco Platinum Cash Rebate ( 0-2000 0.25% 2000-5000 0.5% 5000+ 1%)
Capital One Cash Back Platinum MasterCard 1%
3. Airline
American Express Air Mile credit card $20, 1 air mile
BMO Airmile mastercard $40, 1 air mile (garbage..)
Low rate on Balance transfer Credit Card
CIBC divident 2.99% Currently till Aug 31 2007
American Express (Most) 3.99% 6 month
MBNA credit card 3.9% (Be careful of this one. 1% Transaction Fee applied on Cash Advance)
PC Mastercard 3.97% until balance is paid in full
Gold/Platinum card (for Auto Rental Collision/Loss Damage Insurance)
TD Gold Select Visa Card
MBNA Gold/Platinum
RBC Visa Gold
No-Fee ScotiaGold VISA card
Capital One Platinum card
US Dollar credit card
CIBC US Dollar Visa, $35 annual fee
TD U.S. Dollar Advantage Visa Card, $25 annual fee (Auto Rental Collision/Loss Damage Insurance)
To be continued......
能用信用卡的地方要用信用卡，原因2个：攒点、累积信用
介绍一下几个大家可以用信用卡的地方
1 Rogers www.rogers.ca
2 Bell www.bell.ca
上面这2各大家基本都用网上银行付款，不合适啊。每月100多块，1000多点就没有了。到他们的网站上注册后就可以用信用卡付款了。
3 epost.ca
不知道地主多不多，如果要交水费、电费可以到www.epost.ca上注册你的电子帐单，就可以通过epost.ca用信用卡付款...........Attention, not confirmed yet
至今不知道如何用信用卡给煤气付款，哪位大虾知道说一声....
此外多伦多的地税也无法通过信用卡付款
此外foodbasic、pricechopper收Visa/Mastercard
NoFrills只收mastercard
个人经验, 欢迎纠正
All credit card we discuss here no annual fee.
(except US dollar credit card)
Reward and cash rebate card:
1. Reward
CITI petro-points mastercard: $1, 10 points and save 2 cent at pump.
PC Financial mastercard: $1, 10 points (20,000 PC points = $20 in free groceries or other rewards)
CanadianTire option mastercard: Earn Canadian Tire Money
TD GM Visa: %3 for GM car. If you do want to buy a GM car, a good choice
.......others
2. Cash Rebate
CIBC divident (0-1500 0.25% 1500-3000 0.5% 3000+ 1%)
AMEX Costco Platinum Cash Rebate ( 0-2000 0.25% 2000-5000 0.5% 5000+ 1%)
Capital One Cash Back Platinum MasterCard 1%
3. Airline
American Express Air Mile credit card $20, 1 air mile
BMO Airmile mastercard $40, 1 air mile (garbage..)
Low rate on Balance transfer Credit Card
CIBC divident 2.99% Currently till Aug 31 2007
American Express (Most) 3.99% 6 month
MBNA credit card 3.9% (Be careful of this one. 1% Transaction Fee applied on Cash Advance)
PC Mastercard 3.97% until balance is paid in full
Gold/Platinum card (for Auto Rental Collision/Loss Damage Insurance)
TD Gold Select Visa Card
MBNA Gold/Platinum
RBC Visa Gold
No-Fee ScotiaGold VISA card
Capital One Platinum card
US Dollar credit card
CIBC US Dollar Visa, $35 annual fee
TD U.S. Dollar Advantage Visa Card, $25 annual fee (Auto Rental Collision/Loss Damage Insurance)
To be continued......
能用信用卡的地方要用信用卡，原因2个：攒点、累积信用
介绍一下几个大家可以用信用卡的地方
1 Rogers www.rogers.ca
2 Bell www.bell.ca
上面这2各大家基本都用网上银行付款，不合适啊。每月100多块，1000多点就没有了。到他们的网站上注册后就可以用信用卡付款了。
3 epost.ca
不知道地主多不多，如果要交水费、电费可以到www.epost.ca上注册你的电子帐单，就可以通过epost.ca用信用卡付款...........Attention, not confirmed yet
至今不知道如何用信用卡给煤气付款，哪位大虾知道说一声....
此外多伦多的地税也无法通过信用卡付款
此外foodbasic、pricechopper收Visa/Mastercard
NoFrills只收mastercard
最后编辑: 2006-11-28
每次申请信用卡都会调查你的信用，都是对你的信用的一种伤害。如果你在短时间申请多张信用卡，会一定程度影响你的信用。
