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Certified check会跳票吗

sofia

我的生活我做主
2004-09-03
6,526
2,783
14 天前
#2
Nothing is impossible.
 

乐土乐土缘得我所

浑浑噩噩+忙忙碌碌中
2006-08-01
5,332
3,273
14 天前
#3
存时让casher打电话给发行银行确认。
有骗子就是在银行快下班时让你存支票,无法打电话确认。
 
2006-06-22
8,768
9,876
14 天前
#11
If it is fraudulent, for sure
 

AVANTAR

活跃园友
2018-08-28
597
1,053
14 天前
#14
Certified cheque 就是让银行把钱放一边,不让动了,直到持票人来兑付或撤销。由于钱在银行手里,因此不可能跳票了。
至于遇到假票,那是另一回事了,你遇到假钱又能怎么办?假票很容易戳破,给出票银行一个电话就落实了。
A certified check or certified cheque is a form of cheque for which the bank verifies that sufficient funds exist in the account to cover the cheque, and so certifies, at the time the cheque is written. Those funds are then set aside in the bank's internal account until the cheque is cashed or returned by the payee. Thus, a certified cheque cannot be stopped (can't "bounce"), and, in this manner, its liquidity is similar to cash, barring bank failure or illegal act (such as the funds being based on a fraudulent loan, at which point the cheque will be disavowed).
 
2005-03-20
2,917
635
14 天前
#16
不同银行之间无法即时辨别Bank draft的真伪,
需要Hold5个工作日,最好等钱款到账了才能确认。
前一段时间有报道,私人之间换汇被假冒的Bank draft骗了几万加币。
也听过这个故事,bank draft也会造假