现在就可以开tax free saving account, ING offer 6% interest by Dec 31

[7474]

现在就可以在ING direct 开tax free investment saving account, 从现在开始到12月31日他们double你的利率,3%*2=6%。ING direct 的GIC也很不错18个月4%。我刚刚开了户，服务不错，也很方便。PC financial 和ING 之间转款，没有任何费用，转款第二天就开始计息。如果有朋友感兴趣，欢迎使用我的referral code, 你在网上填表开户后，在Orange Key 一栏填上我的referral code：17459887S1，按照他们的说明，寄一张支票$100, 就可以得到$13 bonus, 我也可以得到$13. 英文详情如下：
you’ll also receive a $13 BONUS when you open an Investment Savings Account by December 31, 2008

Visit www.ingdirect.ca/en/ISAfriends today to open an account. Simply copy this URL and paste it into your Web browser.

Your referral Orange Key is 17459887S1 Enter this key on your Enrollment Form to get your $13 Bonus.

A savings account with a difference, the ING DIRECT ISA has NO fees, NO service charges and NO tiered rates. You can deposit or withdraw your money any time you want to, as often as you want to (it’s your money after all) and not be charged any penalties or fees.

 

[spencer]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

我也刚刚开了户，可以用我的
MY REFERRAL ORANGE KEY IS: 17461677S1

 

[netyang]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

谢谢大家。 这几天正在准备在银行开户。请问我可以只用信用卡和savings帐户吗？我觉得支票帐户好像从来就没有什么用

 

[gogobo]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

谢谢大家。 这几天正在准备在银行开户。请问我可以只用信用卡和savings帐户吗？我觉得支票帐户好像从来就没有什么用

好像不可以没有支票账户，来回转账都是通过支票账户转的

 

[mophap]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

MY REFERRAL ORANGE KEY IS: 17393573S1

 

[qq716]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

哪里有说double利率了

 

[游客]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

总是不太放心这种没有门面的银行

 

[mophap]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

自己看有double interests,要Dec 31

 

[7474]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

欢迎大家踊跃提问。
to netyang
ING 主要是saving account, 不能用来pay bills. 我在账户理查了一下，好像只能做transfer. 但是你可以免费得到ATM 卡，温哥华downtown 有一个它们的branch, 在那里提款免费，另外，如果你在其他银行ATM机提款，前4笔免费。

 

[7474]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

to qq716
http://www.ingdirect.ca/en/save-invest/taxfreesavingsaccounts/index.html
Tax-Free Investment Savings Account (TFSA) 3.00%
The product that started the revolution is now even better. Save your money and earn interest considerably higher than the average of the major banks and do it all tax-free. Unlike accounts that charge fees, require minimum balances and pay little or no interest, the Tax-Free Investment Savings Account gives you the flexibility to grow your savings even more tax-free. Sign up now for our promotional offer to double your interest until December 31st and we will register your account January 1st, 2009.

 

[7474]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

to quain
ING 唯一一个不方便就是没有很多branch， 你要打电话好像没有中文服务. 他们的customer service 服务很好，英语没有口音。一般你都可以在网上自己操作，但是也可以打电话。这个银行和其他5大银行一样都是CDIC 保证的。从这次金融危机看，现在问题是我们不要把钱放在一个银行，那样才不安全。具体请看下面的连接。
http://www.ingdirect.ca/en/aboutus/whoweare/cdic/
All of our Canadian dollar savings products, like our Investment Savings Account (ISA), GIC's, the Business ISA, and RSP accounts are eligible for CDIC insurance. Just like other banks, however, our loan products and US Dollar accounts are not insured; nor are the mutual funds (offered by ING Direct Funds Limited).

 

[qq716]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

在ING和TD之间transfer money方便吗？要收费吗？

 

[qq716]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

刚才又上网看了，Tax-Free Investment Savings Account (TFSA)和Investment Savings Account(ISA) 是不同的2种账户，ISA可以拿到$13 bonus, TFSA的benifit是double interest before Dec 31

 

[7474]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

ING 转出到TD 肯定不收钱。转入TD ， TD应该也不收钱。至于TD 转出收不收，你要问问他们，我知道CIBC是收$1.5。但是cibc 转到pc, cibc不收钱，他们是一家。pc 肯定不收的，我已经转过好多次了。

你可以先开一个investment saving account( ISA), 得到$13. 我不喜欢寄支票，因为我不信任canada post. 第一次一个网友给了他的推荐号，我寄了一张支票金额是$100, 在支票的memo 上写上我的客户号，这个号是你在网上填表开户时给你的。Payee 是你自己的名字。在支票寄出的第四个business day， 我收到了ING 的email, 说他们已经把$13 credit to my account. 上网一查， 真的，这$13当时就可以用了，我的$100支票is on hold for 7days. 而且他们已经把我pc的账户（我的支票是PC的）和ING的连接起来了。我当时就做了一个transfer $10 from ING to PC. 过了两天一看，他们也没有受任何费用。之后我就在ING my account 做transfer, 你可以transfer from your other financial institute to ING ISA, 也可以直接在ING 开设其他的新账户如TFSA,GIC, 然后选择transfer directly money from your other financial institute（你寄的支票银行） to 这些新的ING账户(GIC)。如果你不太喜欢自己在网上操作，你可以直接打电话给ING customer service, 他们会帮你建立新的账户，转入和转出资金。

TFSA,GIC account 都不能享受referral bonus. 如果你已经是ING 的客户，比如 only a GIC account, 你也不能享受$13 bonus。不过开一个ISA account 你没有任何损失，得到$13, 还有3% 的利率和ATM card用于取现。如果你真得不需要它，你把这个账户关了，没有任何service fee charge.

1。现在ING 18个月的GIC 是4%。
2。ISA可以拿到$13 bonus和3%的利率, ATM card 可以用于取现金。
3。TFSA的benifit是double interest before Dec 31 利率6%。
4。no service fee, no minimun, no withdrawal limits.
5。transfer your ING RRSP, TFSA account to other banks, no service fees.
6。CDIC insurance guarantee $100,000 for ISA, GIC's, the Business ISA, and RSP accounts
有这么多优势。

My referral Orange Key is 17459887S1 . Enter this key on your Enrollment Form to get your $13 Bonus.

 

[gogobo]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

ING 转到TD 肯定不收钱。至于TD 收不收，你要问问他们，我知道CIBC是收$1.5。但是cibc 转到pc, cibc不收钱，他们是一家。pc 肯定不收的，我已经转过好多次了。

cibc收费吗？是最近刚改的政策么？我原来在cibc和ing之间转都没有费用的。不过这好像至少是一年以前了吧，也许现在改了

 

[7474]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

我也是打电话问的，他们说要收1。5， 不过我觉得很多银行cumstomer service rep水平有限，有的时候几个人有几个答案。有朋友最近用过的，可以更新一下。

 

[mophap]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

我从BMO转ING，没有费用。原来只有Investment Saving Account(ISA),前几天网上又开了个TFSA,把ISA的钱都转到TFSA上了，利率都是3%,TFSA年底有double interests。MY REFERRAL ORANGE KEY IS: 17393573S1

 

[spencer]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

我的也没收费，我RBC的

My referral Orange Key is 17461677S1

 

[7474]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

ING 刚刚调高了GIC interest rate
Current Interest Rate
1 Year 3.60%
1 Year 4.00%
2 Year 4.25%
3 Year 4.50%
4 Year 4.50%
5 Year 4.50%

 

[7474]

回复: 现在就可以开tax free saving account, ING offer 6% interest by Dec 31

今天收到几个ING direct referral bonus入账通知. 由于是不记名的，所以无法一一谢过。非常感谢网上朋友对我的信任。如果以后有好的东西，我一定会和大家分享。
欢迎大家继续踊跃使用我的referral code。 Your referral Orange Key is 17459887S1 Enter this key on your Enrollment Form to get your $13 Bonus.