请教一个关于信用卡取现还款的问题

[一个人在路上]

如果需要一笔钱，比如5000刀
如果从信用卡取现，那么一年还清，大概连本带利得还多少？（每月等额还本金加利息）

另外，如果是消费5000刀，同样情况，又得还多少？

 

[Mtler81]

回复: 请教一个关于信用卡取现还款的问题

5000+5000x19.5%=

 

[游客]

回复: 请教一个关于信用卡取现还款的问题

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[jelimybear]

回复: 请教一个关于信用卡取现还款的问题

It's depend on what kind of Visa Card and what's the financial institute your visa card deal with

 

[mintmaster]

5000+5000x19.5%=

5000+5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%=
This is what u need to pay one year later with ur poor credit

 

[mountainer]

回复: 请教一个关于信用卡取现还款的问题

5000+5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%x5000x19.5%=
This is what u need to pay one year later with ur poor credit

如果在一年后一次还清, 还款额为
5000X(1+0.195/12)^12 = 6067.083

如果每月等额还款, 则每月还款是460.19
总付利息为 515.98

 

[晴朗天出发]

回复: 请教一个关于信用卡取现还款的问题

不到万不得已，不要用信用卡取现，Charge好高费用的说

 

[Summerjann]

回复: 请教一个关于信用卡取现还款的问题

Cash Advance Charge (one time fee)+Cash Advance Interest (monthly)

 

[Helen钱]

回复: 请教一个关于信用卡取现还款的问题

借贴上来问问，为什么CIBC的信用卡起始额度那么低？
我刚刚在另外一个银行办的信用卡，同时带3张支票。1万元如果取现的话，前半年3.99%，以后11.99%。比CIBC的19.5%低多了。

 

[gcf121]

回复: 请教一个关于信用卡取现还款的问题

哪个银行这么实惠啊？？？

 

[丁丁爸]

回复: 请教一个关于信用卡取现还款的问题

信用卡取现？