还有比这更虾仁的利率吗？花呗蚂蚁也惊服!

[周雅]

大家来看看，目前市面上还有比这更虾仁的利率吗？泥马，52.45% per year，吓s人天价, 相比之下，国内的p2p都算良心了，蚂蚁花呗年24%更一半都不到，蚂蚁也惊服啊!

Thank you for choosing CIBC for your borrowing needs. Our goal is to help you achieve what matters to you financially, and we appreciate the opportunity to meet your needs. Based on the information you provided in your recent application, we are pleased to approve you for a CIBC Personal Line of Credit (PLC) and CIBC Mortgage Loan under the CIBC Home Power Plan® for a total CIBC Home Power Plan limit of XXXXXX secured by:

The key terms and conditions of the approval are outlined below. Other important terms and conditions applicable to your CIBC Home Power Plan are found in the CIBC Home Power Plan Agreement, CIBC Line of Credit Statement of Disclosure and Mortgage Disclosure Statement. This will be provided to you prior to the release of funds.

Line Of Credit Application Number: XXXXXXX
Credit Limit: $XXXXX
Interest Rate: CIBC Prime Rate plus 50.000% per year
CIBC Prime Rate: 2.450% per year
Current Total Interest Rate: 52.450% per year
Minimum Payments: Interest owing on your last Statement Date
Offer Expiry Date: January 12, 2021

The interest rate quoted above is based on CIBC Prime Rate in effect on the date of this letter and is subject to change.

已经发邮件问CIBC了，回信说可能是数字出错，还没重发修改的approval letter，不知道是否影响房贷。

 

[STILLWELL]

前面多打个5？

 

[asdfg12345678]

没有国内高
校园贷祼贷高到很多女生都选择了肉偿。。

 

[格林尼治时间]

Interest Rate:CIBC Prime¹ @ 2.45% + 0.5% = 2.95%

大家来看看，目前市面上还有比这更虾仁的利率吗？泥马，52.45% per year，吓s人天价, 相比之下，国内的p2p都算良心了，蚂蚁花呗年24%更一半都不到，蚂蚁也惊服啊!

浏览附件646395

发邮件问CIBC了，还没有回应及重发approval letter, 明天再追问一下。

你这个肯定是出错了，正常的line of credit 是 Interest Rate:CIBC Prime @ 2.45% + 0.5% = 2.95% 或者CIBC Prime¹ @ 2.45% + 2.0% = 4.45%

 

[家园小千]

Interest Rate:CIBC Prime¹ @ 2.45% + 0.5% = 2.95%

你这个肯定是出错了，正常的line of credit 是 Interest Rate:CIBC Prime @ 2.45% + 0.5% = 2.95% 或者CIBC Prime¹ @ 2.45% + 2.0% = 4.45%

CIBC连这也写错，怎么也得给阿周再优惠一点利率压压惊

 

[minialu22]

估计写错了。雅哥应该以此争取更优惠的利率

 

[sofia]

数学不好
小数点点错了

 

[周雅]

前面多打个5？

没有国内高
校园贷祼贷高到很多女生都选择了肉偿。。

Interest Rate:CIBC Prime¹ @ 2.45% + 0.5% = 2.95%

你这个肯定是出错了，正常的line of credit 是 Interest Rate:CIBC Prime @ 2.45% + 0.5% = 2.95% 或者CIBC Prime¹ @ 2.45% + 2.0% = 4.45%

CIBC连这也写错，怎么也得给阿周再优惠一点利率压压惊

估计写错了。雅哥应该以此争取更优惠的利率

数学不好
小数点点错了

感觉也是打错了，办事低效率还出错，俺想较真也迟迟不改，难怪宇航员不断吐槽加政府部门及大机构办事低效率了。

 

[Aidemengdun]

 

[eleclan]

大家来看看，目前市面上还有比这更虾仁的利率吗？泥马，52.45% per year，吓s人天价, 相比之下，国内的p2p都算良心了，蚂蚁花呗年24%更一半都不到，蚂蚁也惊服啊!

浏览附件646395

发邮件问CIBC了，还没有回应及重发approval letter, 明天再追问一下。

你查过信用分数和信用账户记录吗？上次有人冒充我办了两张信用卡，之后我体验了你跟你类似的遭遇

 

[二手码农]

楼主何尝不想肉偿

 

[周雅]

更新：今天下午，approval letter 已经被银行修改，部分贴如下：

The key terms and conditions of the approval are outlined below. Other important terms and conditions applicable to your CIBC Home Power Plan are found in the CIBC Home Power Plan Agreement, CIBC Line of Credit Statement of Disclosure and Mortgage Disclosure Statement. This will be provided to you prior to the release of funds.

Line Of Credit Application Number: XXXXXX
Credit Limit: $XXXXXX
Interest Rate: CIBC Prime Rate plus 0.500% per year
CIBC Prime Rate: 2.450% per year
Current Total Interest Rate: 2.950% per year
Minimum Payments: Interest owing on your last Statement Date
Offer Expiry Date: January 12, 2021

The interest rate quoted above is based on CIBC Prime Rate in effect on the date of this letter and is subject to change

 

[eleclan]

更新：今天下午，approval letter 已经被银行修改，部分贴如下：

The key terms and conditions of the approval are outlined below. Other important terms and conditions applicable to your CIBC Home Power Plan are found in the CIBC Home Power Plan Agreement, CIBC Line of Credit Statement of Disclosure and Mortgage Disclosure Statement. This will be provided to you prior to the release of funds.

Line Of Credit Application Number: XXXXXX
Credit Limit: $XXXXXX
Interest Rate: CIBC Prime Rate plus 0.500% per year
CIBC Prime Rate: 2.450% per year
Current Total Interest Rate: 2.950% per year
Minimum Payments: Interest owing on your last Statement Date
Offer Expiry Date: January 12, 2021

The interest rate quoted above is based on CIBC Prime Rate in effect on the date of this letter and is subject to change

虚惊一场