大蒙特利尔 公寓楼的下水道overflow，弄坏了洗碗机，修理费用是找大楼保险还是自家的保险？

[soleil_lee－太阳李]

公寓楼的下水道overflow，墙壁地板之类倒没损坏, 弄坏了洗碗机，修理费用是找大楼保险还是自家的保险？
有懂的人赐教吗，谢谢

 

[sherrt]

Water Backup vs Overflow vs Flood. Know the difference for Homeowners.

Some insurance has water backup coverage, if not it can be added as endoresement. For flood coverage you need different insurance.

ganyoinsurance.com

应该先确认是overflow还是backup，如果是前者，应该是走屋主的保险