6月1日安省车保险改革,下面是RSA公司有关小事故对保费影响的一些东西,希望对大家了解这个问题有帮助。(这仅仅是一家公司处理这个问题的措施,不是全部,所以大家还要注意自己的保险公司对这个问题是怎么规定的。)
Minor Accidents
Subject to the exception described below, an insurer may not take into consideration a minor accident that occurs on or after June 1, 2016 in deciding whether to issue, renew or cancel a contract or in determining the premium, if all of the following criteria are met:
·The cost of damage to each vehicle involved in the accident, including any property damage, does not exceed $2,000, and the cost of all such damages is paid by the at-fault party;
·No personal injuries are sustained as a result of the accident;
·No payment is made by any insurer for any damage to the vehicles or property resulting from the accident.
Exception: An insurer may consider a minor accident that occurs on or after June 1, 2016 in deciding whether to issue, renew or cancel a contract or in determining the premium, if the vehicle was involved in a total of more than one minor accident in the previous three years, and in each accident the driver of that vehicle was at fault.