The following are the rates for individul ( /day) from different companies. Note: Tu without deductible, ETFS with $50 deductible per policy, 21st with
deductible per sickness.
Age: |company| 10,000| 15,000| 20,000 |25,000| 30,000| 50,000 |100,000| 150,000
Up to 25| ETFS| $1.50| $1.80 |N/A |$2.00| N/A |$2.20 |$3.17 |3.79
Up to 25|TU |N/A| N/A |$2.08|N/A| $2.33| $2.54| $3.70| $4.40
Up to 25|21st century| $1.55 |$1.91 |N/A |$2.01| N/A |$2.32| $3.04|3.32
26-34 |ETFS |$1.64| $1.97 |N/A |$2.20 |N/A |$2.42 |$3.54 |$4.11
26-34 |TU |N/A| N/A |$2.26| N/A |$2.53| $2.76|$4.10| $4.79
26-34 |21st century |$1.65| $1.96 |N/A |$2.16 |N/A |$2.47 |$3.35 |3.77
35-39| ETFS |$1.64 |$1.97| N/A |$2.20 |N/A |$2.42 |$3.54 |$4.11
35-39|TU |N/A| N/A |$2.26| N/A |$2.53| $2.76|$4.10| $4.79
35-39|21st century| $1.70| $2.00 |N/A |$2.25 |N/A |$2.50 |$3.45| N/A
40 |ETFS*| $1.64| $1.97| N/A |$2.20 |N/A |$2.42 |$3.54| $4.11
40 |TU |N/A|N/A| $2.26 |N/A |$2.53| $2.76| $4.10 |$4.79
40 |21st century | $1.85| $2.37| N/A |$2.68|N/A |$3.04|$4.53 |5.48
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Age: |company| 10,000| 15,000| 20,000 |25,000| 30,000| 50,000 |100,000| 150,000
41-54 |ETFS*| $1.89| $2.25| N/A |$2.53 |N/A |$2.75 |$4.35| $5.07
41-54 |TU |N/A|N/A| $2.59 |N/A |$2.90| $3.16| $4.94 |$5.83
41-54 |21st century | $1.85| $2.37| N/A |$2.68|N/A |$3.04 |$4.53 |5.48
55-59 | ETFS |$1.89 |$2.25 |N/A |$2.53 |N/A| $2.75 |$4.35 |$5.07
55-59 |TU |N/A|N/A |$2.59 |N/A |$2.90| $3.16| $4.94 |$5.83
55-59 |21st century| $1.96| $2.52 |N/A |$2.88 |N/A |$3.24| $4.69 |6.12
60|ETFS |$1.89 |$2.25 |N/A |$2.53 |N/A| $2.75 |$4.35 |$5.07
60|TU|N/A|N/A |$2.59 |N/A |$2.90| $3.16| $4.94 |$5.83
60|21st century| $2.88 |$3.30 |N/A| $3.86| N/A| $4.53| $5.61 |8.62
61-64 |ETFS* |$2.18 |$2.83 |N/A| $3.39 | N/A |$3.66 | $4.50| $5.60
61-64 |TU| N/A| N/A| $3.27| N/A |$3.91| $4.26| $5.16|$6.34
61-64 |21st century| $2.88 |$3.30 |N/A| $3.86| N/A| $4.53| $5.61 |8.62
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Age: |company| 10,000| 15,000| 20,000 |25,000| 30,000| 50,000 |100,000| 150,000
65-69 | ETFS |$2.64| $3.46 |N/A |$4.16 | N/A |$4.49 |$5.24 | $6.53
65-69 |TU |N/A| N/A |$3.97 |N/A |$4.75| $5.22|$6.10| $7.52
65-69 |21st century | $3.09| $3.86| N/A| $4.38 |N/A| $5.15 |$6.95 |11.48
70-74 |ETFS| $3.37 |$4.40| N/A |$5.29 |N/A |$5.81| * | *
70-74 |TU |N/A|N/A |$5.08|N/A |$6.09| $6.57| $7.88| $9.72
70-74 |21st century| $3.76 |$4.74 |N/A|$5.46 |N/A|$6.49 |$8.14| N/A
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Age|company| 10,000| 15,000| 20,000 |25,000| 30,000| 50,000 |100,000| 150,000
75-79| ETFS |$4.04 | $5.25| N/A |$6.24| N/A |$6.88| * | *
75-79|TU |$N/A| N/A| $6.07| N/A| $7.27|$7.85 |$9.12| $11.25|
75-79|21st century| $4.33 |$5.36 |N/A|$5.87| N/A|$7.36|$9.58| N/A
80-85| ETFS| $5.47 | $6.93 | N/A |$8.51 |N/A |$9.17 | * |*
80-85|TU| N/A| N/A |$13.31|N/A |$15.97| $17.23| $20.85|$25.21
80-85|21st century | $4.69| $6.08| N/A| $6.75| N/A |$8.55| $10.82 |N/A
86+ |ETFS |$8.85 |$11.44 | N/A| $13.78| N/A |N/A|N/A|N/A
86+ |TU |$9.40| N/A| $12.21| N/A |$14.65| $15.81| $19.13| $23.13
86+ |21st century |$9.01| $11.59| N/A| $13.65| N/A |N/A| N/A| N/A
If you have 3 or 4 people, Family plan is a better choice. the rates are doulbe of the oldest member of the family.
For example: if there is 3 people in the family, whose ages are 30,28, 5. The oldest person is 30. if you buy ETFS
individual plan: $2.20*90+$2.20*90+*2.00*90=$576.(each person has $25,000 coverage)
From the above example, you can see family plan is a better choice.