- 主题发起人 跟跟
- 发布时间 2005-11-06
Attn: Lillianou
Hi, thanks for you telling me this web site. Indeed, most of the people didn't really understand well R.E.S.P. Like your concern regarding if the child study in a Post-Secondary Program that is shorter than 2 years in duration, as study at full-time attendance in VCC that is greater than 3-weeks long and is at least 10 hours per week, and which is offered by a Recognized Institution in Canada; if studying in a country other than Canada, the course of study must be at least 13 consecutive weeks long. So the Subscriber can also keep the C.E.S.G. from the garverment, no need to return the grant.
Hi, thanks for you telling me this web site. Indeed, most of the people didn't really understand well R.E.S.P. Like your concern regarding if the child study in a Post-Secondary Program that is shorter than 2 years in duration, as study at full-time attendance in VCC that is greater than 3-weeks long and is at least 10 hours per week, and which is offered by a Recognized Institution in Canada; if studying in a country other than Canada, the course of study must be at least 13 consecutive weeks long. So the Subscriber can also keep the C.E.S.G. from the garverment, no need to return the grant.
Attn: michang
Hi, I have to say you are very open mind person to accept the ideaes to save the money for your kid's future! Congratulations!! No matter what plans you join, your child will thankful for this present in their future life.
Hi, I have to say you are very open mind person to accept the ideaes to save the money for your kid's future! Congratulations!! No matter what plans you join, your child will thankful for this present in their future life.
Attn: melodyzhong
Hi, you said someone introduced Heritage Plan to you for your child. You are worried about if you can't get all your contribution back. Actually you don't need worry about that cause Heritage Plan is the best return you can getit back(up to 11.81% after duductable the fee) and your contribution 100% guareetee back based on the Canada's law regulation. Just take action!!
Hi, you said someone introduced Heritage Plan to you for your child. You are worried about if you can't get all your contribution back. Actually you don't need worry about that cause Heritage Plan is the best return you can getit back(up to 11.81% after duductable the fee) and your contribution 100% guareetee back based on the Canada's law regulation. Just take action!!
Attn: melodyzhong
Hi, No matter what kind of institution to buy R.E.S.P., either C.S.T. or Heritage, the best way you have to consider which one will get more teturn. Like C.S. T. for lately 5 year Average Return is 5.84% net (Oct 03); as for Heritage Plan for 5 year Average Return is 7.38%(Dec. 03). So you can compare which one is better to choose. Right?
Hi, No matter what kind of institution to buy R.E.S.P., either C.S.T. or Heritage, the best way you have to consider which one will get more teturn. Like C.S. T. for lately 5 year Average Return is 5.84% net (Oct 03); as for Heritage Plan for 5 year Average Return is 7.38%(Dec. 03). So you can compare which one is better to choose. Right?
Attn: Leomm
Hi, You said the investment on R. E. S P. of the return is up to 15%; but do you know something, this investment must be buy Mutual Funds or Stocks; you can get high return but you have to take high risk. And you also have to pay like 1.92%-2.68% Management Expense Ratio (MER) on Funds or Stocks.
You better check clearly.
Hi, You said the investment on R. E. S P. of the return is up to 15%; but do you know something, this investment must be buy Mutual Funds or Stocks; you can get high return but you have to take high risk. And you also have to pay like 1.92%-2.68% Management Expense Ratio (MER) on Funds or Stocks.
You better check clearly.
Annie_Chiu 说:
谢谢啦
今天我已经买了CST了
烦了一段时间了，最近也有不少烦事，所以也不想什么了。选择CST而非HERITAGE原因有三：1、前者的经纪人讲得比较清楚，有条理；后者讲得不太清楚。2、前者是全国第一大儿童教育基金公司，我迷信。3、前者也是朋友介绍的；好象信朋友也不只我一个哩。
CST跟我讲他们的收益率有差不多10%呀
其实我也是把赌注押在了加国的信用管理体制了，想这基金公司不会倒吧？
不好意思，没什么经验可谈了，只有赌字了！
好玩的是，在买CST半小时之前，有个朋友打电话给我，说这些都是骗人的，不想欺骗朋友的经纪都不会让朋友买的！天，咋回事呀？
melodyzhong 说:谢谢啦
今天我已经买了CST了
烦了一段时间了，最近也有不少烦事，所以也不想什么了。选择CST而非HERITAGE原因有三：1、前者的经纪人讲得比较清楚，有条理；后者讲得不太清楚。2、前者是全国第一大儿童教育基金公司，我迷信。3、前者也是朋友介绍的；好象信朋友也不只我一个哩。
CST跟我讲他们的收益率有差不多10%呀
其实我也是把赌注押在了加国的信用管理体制了，想这基金公司不会倒吧？
不好意思，没什么经验可谈了，只有赌字了！
好玩的是，在买CST半小时之前，有个朋友打电话给我，说这些都是骗人的，不想欺骗朋友的经纪都不会让朋友买的！天，咋回事呀？
问问清楚了上来跟我们讲。到底怎么回事情了？？晕啊，我都买好了呀。
ritchie1212 说:
Hi, Are you looking for a safe way to save with steady growth?
The Four Crucial Factors of a practical solution you can sonsider:
1. Invest the least
2. higher Returns
3. Without Risk
4. Ready on time
I suggest you the Heritage Plans: Your savings are safeguarded under government issued securities, and high-end or guaranteed secrites.
Over the years, Heritage has consistently demonstrated outstanding and superior returns for the members' savings
You can start your savings as confortable you feel
If your child is ready to enter post-secondary education sooner than planned, with interest adjustment, maturity can be advanced
Under the structure of non-profit foundation, RESP tax-sheltering, CESG, Group power, Attritional Donations, Enhancements etc. your returns are greatly enhanced.
Under the Self-Determined Option, you can transfer your interest earnings to your RRSP if your child is not going for post-secondary study
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