回复: 枫叶之国面面观---一个投资移民眼中的加拿大
俺记得药费是根据收入封顶的，好像是收入的3%还是5%，忘了。
低收入家庭的药费封顶额更低。
总之加拿大不会让人吃不起药。
不知俺的这个信息是否有误。
JENNIFER能不能查查。
俺记得这是BC省的规定,不是安省的.
这里的低收入家庭可以申请Trillium Drug Program,根据这里的朋友的建议,俺去药店要了一份关于这个Trillium Drug Program的申请表来.但是俺的理财顾问说:这个和俺没有什么关系,申请了也是白搭.因为,你在这里有房子有存款,根本就不符合享受这种Trillium Drug Program的基本条件.况且,你也不属于得慢性疾病长期需要依赖服药的人,所以,现在申请肯定不会得到批准.
在这种情况下,既没有工作,也不属于穷人,那吃药就是要依靠自己买了.如果哪位能够不吝赐教,告诉大家像俺们这种没有工作的人,也可以买药不用花钱,俺会非常感谢的!
此外,如果哪位老移民朋友可以告知大多地区还有哪些华人家庭医生还收新的病人的,也请不吝相告,这样,会有很多已经或者准备登陆大多地区的新移民会受惠.
以下是Trillium Drug Program的政府网站的介绍:
Trillium Drug Program
The Trillium Drug Program (TDP) is intended for Ontario residents who have
high prescription drug costs in relation to their net household income. In the same manner as the Ontario Drug Benefit Program, the TDP provides coverage for prescription drug products listed on the Formulary.
Drug products not listed on the Formulary are also considered for coverage for TDP recipients through the ministry's Exceptional Access program.
Please note that deductibles and co-payments will
apply to this income-based program.
Eligibilty
You can register in the Trillium Drug Program if you :
- Comply with all requirements set out in the regulations under the ODBA
- Do not have private insurance coverage or your private insurance does not cover 100% of your prescription drug costs; and you
- Have valid Ontario Health Insurance (OHIP) and are a resident of Ontario; and you
- Are not eligible for drug coverage as another category of recipient under the Ontario Drug Benefit (ODB) Program (i.e., not a senior over 65 years of age, not a social assistance recipient, not receiving professional Home Care services, or not a resident of a Long-Term Care Home or Home for Special Care).
Deductibles and Co-Payments
The program runs from August 1 to July 31 of the following year. Before you receive coverage for eligible prescription drug products through the TDP, your household must pay for a set amount of your prescription drug purchases, otherwise known as the "deductible", each year starting August 1.
The deductible is paid in four installments over the program year and is calculated based on net household income and household size. For example,
a household with an annual deductible of $500 will pay for the first $125 of prescriptions purchased at the start of each quarter on August 1, November 1, February 1, and May 1. After the deductible is paid in each quarter, the household will be eligible to receive drug benefits for that quarter, and will be asked to pay up to $2 per prescription each time they purchase an eligible drug product. Any unpaid deductible in a quarter will be added to the next quarter's deductible.
New applicants to the TDP can choose the date within the program year on which they wish to be enrolled. The deductible will be prorated, that is, the deductible will be based on the number of days left in the program year. Please note that proration of the deductible will apply only for the first year that a household/member is enrolled in the program.
Drug Costs
Not all drug costs count towards your Trillium Drug Program deductible or are covered as program benefits. To ensure coverage under the program, check with your pharmacist or health care provider to make sure your prescriptions fit into one of the following categories :
- Listed in the Formulary; or
- Listed on the Facilitated Access List of HIV/AIDS drugs; or
- Approved for coverage through the ministry's Exceptional Access program
Trillium Drug Program Application Forms and Guides are available at local pharmacies, online, or by calling 416-642-3038 or 1-800-575-5386 (toll free):
For more information
contact us.
即便是能够得到以上计划的支持,以上面所举之例而言,自己家也得承担每个季度药费中前125刀的药费,剩余的药费才可以由这个计划来COVER报销.
没有在这里买过内服的药,但是,买过外用药.比起国内同样的产品来,价钱是很贵的.
感觉在这里,如果你真的是属于穷人,那么这些福利就可以多享受一些.当然,这样社会也才和谐...
忍不住上来冒个泡。读你的帖子真的受益匪浅，对我们刚刚踏上移民之路的人来说很有帮助，谢谢了。我是09年12月才递的联邦投移，香港，现在在等FN。
