TFSA 3% GSP GIC 3% INGDIRECT新年新利率

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

需要钱的时候想从ING DIRECT里把钱拿出来麻烦吗？有手续费吗？

1毛钱手续费都没有，ING从来不收任何手续费

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

upupupup

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

uppuupppu

 

[酥然-小酥]

回复: TFSA 3% RSP GIC 3% INGDIRECT新年新利率

介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱，有的是有意留着以备急 用，有得就是刚发的工资。可是不知道你想过没有，假设你的支票帐户总是保持5000块，这些钱如果存起来1年的利息就是150多块。现在金融危机，省一点 是一点，为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户 通过电 子方式连起来，钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋 友说了,我的钱存在ING安全么？您尽管放心，ING总部在荷兰,截至2008年，它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行 已经有150万用户，存款额达到230亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护 的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 ING DIRECT也不是取代支票账户的,是一个很好的补充。

开账户也很简单， 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请，如果填写orange key是 [FONT=&quot]13336440S1[/FONT]，可以拿到$25块钱的奖金。如果你能介绍50个朋友，就可以拿到2000块奖金。


ING DIRECT的所有利率情况如下：


Investment Savings Account (ISA) 1.20%
US$ Investment Savings Account (ISA) 0.75%
RSP Investment Savings Account (RISA) 1.20%
Tax-Free Investment Savings Account (TFSA) 3.00%
Children's Savings Account 1.20%
Business Investment Savings Account 1.05%
US$ Business Investment Savings Account 0.75%
Guaranteed Investment (GIC) - 1 Year 1.25%
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
Guaranteed Investment (GIC) - 2 Year 1.75%
Guaranteed Investment (GIC) - 3 Year 2.50%
Guaranteed Investment (GIC) - 4 Year 2.50%
Guaranteed Investment (GIC) - 5 Year 3.00%
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
Business Guaranteed Investment (GIC) - 1 Year 1.25%
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
Business Guaranteed Investment (GIC) - 2 Year 1.75%
Business Guaranteed Investment (GIC) - 3 Year 2.50%
Business Guaranteed Investment (GIC) - 4 Year 2.50%
Business Guaranteed Investment (GIC) - 5 Year 3.00%
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
Business Guaranteed Investment (GIC) - 1 Year 1.25%
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
Business Guaranteed Investment (GIC) - 2 Year 1.75%
Business Guaranteed Investment (GIC) - 3 Year 2.50%
Business Guaranteed Investment (GIC) - 4 Year 2.50%
Business Guaranteed Investment (GIC) - 5 Year 3.00%
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
RSP Guaranteed Investment (RGIC) - 2 Year 1.75%
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
RSP Guaranteed Investment (RGIC) - 5 Year 3.00%
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 3.00%
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
Tax-Free Guaranteed Investment (GIC) - 2 Year 1.75%
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.00%
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
Credit Account as low as 3.95%
unmortgage - 1 Year 2.65%
unmortgage - 2 Year 3.15%
unmortgage - 3 Year 3.49%
unmortgage - 4 Year 3.99%
unmortgage - 5 Year 3.99%
unmortgage - 7 Year 5.25%
unmortgage - 10 Year 5.35%
unmortgage - 5 year variable 2.15%

50 个客人应该是25x50=1250, 2000怎么得来的呢？我也用了你的号码注册了

 

[qwer2003]

回复: TFSA 3% RSP GIC 3% INGDIRECT新年新利率

50 个客人应该是25x50=1250, 2000怎么得来的呢？我也用了你的号码注册了

谢谢你， 是这样的，除了1250， ING还每多10个客人额外奖励，比如10的时候给50， 20的时候给100，30的时候给150， 40的时候给200，50的时候给250，这样全部加起来就2000拉

 

[甜儿妈]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

留个脚印

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

谢谢支持

 

[whyxys]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

菜鸟问下，这个ING的RSP和平时讲的RRSP是啥关系，也是有购买限额的是吗？RRSP退休前提早取出，有罚款，ING的RSP没有这个限制吧？谢谢。

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

菜鸟问下，这个ING的RSP和平时讲的RRSP是啥关系，也是有购买限额的是吗？RRSP退休前提早取出，有罚款，ING的RSP没有这个限制吧？谢谢。

ING得RSP其实就是我们平时说的RRSP。
购买限额是前一年收入的18%,如果提前支取，会算成当年收入来缴税，并没有罚款一说

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

大家又问题尽管问，我都会尽力解答

 

[whyxys]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

ING得RSP其实就是我们平时说的RRSP。
购买限额是前一年收入的18%,如果提前支取，会算成当年收入来缴税，并没有罚款一说

谢谢回答。比如，我现在从其他帐户拿$1000存入RSP，然后再去报2009年的税，那么这刚存入的$1000就不计入税的计算之中了，是吧？再等取出的时候，再计入取出那年的报税中，是吧？

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

谢谢回答。比如，我现在从其他帐户拿$1000存入RSP，然后再去报2009年的税，那么这刚存入的$1000就不计入税的计算之中了，是吧？再等取出的时候，再计入取出那年的报税中，是吧？

刚存入的1000块钱就不算你2009年的收入了，等你取出来再算当年的收入。注意2009年RRSP供款截至日期为2010 年2月底

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

upupup

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

upupupp

 

[whyxys]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

我听说一般的RRSP在退休前是不能提取的，不然要多付一笔钱。那么ING的RSP呢，可以任何一年提取吗？谢谢。

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

我听说一般的RRSP在退休前是不能提取的，不然要多付一笔钱。那么ING的RSP呢，可以任何一年提取吗？谢谢。

这是一种误解，RRSP随时可以支取，只是算当年的收入要报税
银行通常会代你征收20%的税，这个数额会在你第2年报税的时候得到调整。就好比你的雇主代你扣税一个道理。
试想，假如一个人没有工作，政府还不许可拿自己的RRSP过活么？

 

[飘雾雾]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

没搞明白.
是不是只有TFSA才是3%,其他活期存款利率也是很低吧?
TFSA每年只有5000的额度啊.

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

没搞明白.
是不是只有TFSA才是3%,其他活期存款利率也是很低吧?
TFSA每年只有5000的额度啊.

如果你去年TFSA没买的话，今年就可以买10000。
其他活期利率，呵呵，你去问问其他银行更低

 

[qwer2003]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

upupup

 

[whyxys]

回复: TFSA 3% GSP GIC 3% INGDIRECT新年新利率

那么这个RSP是新开一个帐户喽？以后要取出来，只要转到ISA就可以了吧？谢谢。