登陆定居 15年老移民，今天进入返乡程序

[菠菜45]

不是“不能和加拿大有定期的往来”，是必须切断一切与加拿大相关的联系。

啥叫切断一切与加拿大相关的联系？
1，官网有说TFSA，RRSP可以保留，只是不能再往里加钱。那银行卡也必须保留吧？否则如何从TFSA,RRSP取钱？
2，取RRSP按非税居民收税，25%。取TFSA免税，有个问题，取TFSA后还能再还回去吗？
3，除了房子完全租给第三方，还必须把驾照取消吗？这个有点麻烦啊，将来回加拿大定居还得从G1考起吗？车险不得也从新手算起？

 

[guoke28]

啥叫切断一切与加拿大相关的联系？
1，官网有说TFSA，RRSP可以保留，只是不能再往里加钱。那银行卡也必须保留吧？否则如何从TFSA,RRSP取钱？
2，取RRSP按非税居民收税，25%。取TFSA免税，有个问题，取TFSA后还能再还回去吗？
3，除了房子完全租给第三方，还必须把驾照取消吗？这个有点麻烦啊，将来回加拿大定居还得从G1考起吗？车险不得也从新手算起？

不能有银行账户，不能有房产（出租就有税务关系），不能有驾照也不能有医疗卡。

 

[laox888]

不能有银行账户，不能有房产（出租就有税务关系），不能有驾照也不能有医疗卡。

错

 

[guoke28]

错

自己看：
Significant residential ties to Canada include:

• a home in Canada
• a spouse or common-law partner in Canada
• dependants in Canada

Secondary residential ties that may be relevant include:

• personal property in Canada, such as a car or furniture
• social ties in Canada, such as memberships in Canadian recreational or religious organizations
• economic ties in Canada, such as Canadian bank accounts or credit cards
• a Canadian driver's licence
• a Canadian passport
• health insurance with a Canadian province or territory

你有房在加拿大就犯了第一条，更别说出租了。

 

[laox888]

自己看：
Significant residential ties to Canada include:

• a home in Canada
• a spouse or common-law partner in Canada
• dependants in Canada

Secondary residential ties that may be relevant include:

• personal property in Canada, such as a car or furniture
• social ties in Canada, such as memberships in Canadian recreational or religious organizations
• economic ties in Canada, such as Canadian bank accounts or credit cards
• a Canadian driver's licence
• a Canadian passport
• health insurance with a Canadian province or territory

你有房在加拿大就犯了第一条，更别说出租了。

不需要满足所有这些条件。我是过来人。关键是有个两年或以上海外工作合同，老婆孩子一起去就行了。我当时把自住房租出去了（所以就不是a home in Canada了），出租的condo照旧出租，但租金收入按非税务居民交税，银行账号、驾照等都保留。赴任前征求CRA同意没问题。

A Canadian passport 那条简直是瞎扯淡。

 

[guoke28]

Non resident 和 deemed tax non resident是不一样定义的 但两者都不用交税

你是属于deemed tax non resident吗？自己看一下，虽不知你公司类别，估计你不是。
Deemed residents of Canada for income tax purposes
Certain people who live outside Canada and who sever their residential ties with Canada may be may be considered to be deemed residents of Canada for tax purposes.

You may be a deemed resident of Canada if you are:

• a federal, provincial or territorial government employee who was a resident of Canada just before being posted abroad or who received a representation allowance for the year
• a member of the Canadian Forces
• a member of the Canadian Forces overseas school staff who chooses to file a return as a resident of Canada
• working under a Canada International Development Agency assistance program if you were a resident of Canada at any time during the three-month period just before you began your duties abroad
• a dependent child of one of the four persons described above and your net income for the year was not more than the basic personal amount (line 300 in the General Income Tax and Benefit Guide) or
• a person who, under an agreement or convention (including a tax treaty) between Canada and another country, is exempt from tax in that other country on 90 percent or more of their income from all sources because of their relationship to a resident (including a deemed resident) of Canada

 

[guoke28]

不需要满足所有这些条件。我是过来人。关键是有个两年或以上海外工作合同，老婆孩子一起去就行了。我当时把自住房租出去了（所以就不是a home in Canada了），出租的condo照旧出租，但租金收入按非税务居民交税，银行账号、驾照等都保留。赴任前征求CRA同意没问题。

A Canadian passport 那条简直是瞎扯淡。

这是官网上的，那是祱务局瞎扯淡。

 

[laox888]

这是官网上的，那是祱务局瞎扯淡。

是的，税务局瞎扯淡。你说说谁去海外工作不带加拿大护照的？

 

[guoke28]

“不需要满足所有这些条件。我是过来人。关键是有个两年或以上海外工作合同，老婆孩子一起去就行了。我当时把自住房租出去了（所以就不是a home in Canada了），出租的condo照旧出租，但租金收入按非税务居民交税，银行账号、驾照等都保留。赴任前征求CRA同意没问题。 ”

绝对不是non-resident（非税务居民）。non-resident的所有收入是不用向加拿大交一分钱祱的。

 

[laox888]

“不需要满足所有这些条件。我是过来人。关键是有个两年或以上海外工作合同，老婆孩子一起去就行了。我当时把自住房租出去了（所以就不是a home in Canada了），出租的condo照旧出租，但租金收入按非税务居民交税，银行账号、驾照等都保留。赴任前征求CRA同意没问题。 ”

绝对不是non-resident（非税务居民）。

随便。

 

[oldpanda]

估计不同年代，不同要求吧

 

[laox888]

估计不同年代，不同要求吧

我去海外时这个税务局网站就是这样说的。头三条满足后下面那些就不看了。第一条，你把自住房租出去自己不能住就满足了。第二第三就是老婆孩子一起去就满足了。

 

[菠菜45]

“不需要满足所有这些条件。我是过来人。关键是有个两年或以上海外工作合同，老婆孩子一起去就行了。我当时把自住房租出去了（所以就不是a home in Canada了），出租的condo照旧出租，但租金收入按非税务居民交税，银行账号、驾照等都保留。赴任前征求CRA同意没问题。 ”

绝对不是non-resident（非税务居民）。non-resident的所有收入是不用向加拿大交一分钱祱的。

你被哪个会计师误导了吧？上面红字不对的，非税居民如果有来自加拿大的收入，也必须向加拿大交税的

 

[菠菜45]

我去海外时这个税务局网站就是这样说的。头三条满足后下面那些就不看了。第一条，你把自住房租出去自己不能住就满足了。第二第三就是老婆孩子一起去就满足了。

谢谢过来人分享经验。
那如果没有海外工作合同，满足了头三条，还能算非税居民吗？
比如回去照顾家里的老人，还没有拿到工作合同的呢？

 

[guoke28]

你被哪个会计师误导了吧？上面红字不对的，非税居民如果有来自加拿大的收入，也必须向加拿大交税的

你有从加拿大来的收入，就不能成为non-resident。这与外国人在加买房出租是两回事。

 

[doublelee]

• If you established ties in a country that Canada has a tax treaty with and you are considered a resident of that country, but you are otherwise a factual resident of Canada, meaning you maintain significant residential ties with Canada, you may be considered a deemed non-resident of Canada. The same rules apply to deemed non-residents as non-residents of Canada

这是有Canadian tie, 但是deemed non resident, 一样算是non resident, 不用交税

 

[doublelee]

还有国内确实可以上家园 我可以确认

 

[guoke28]

• If you established ties in a country that Canada has a tax treaty with and you are considered a resident of that country, but you are otherwise a factual resident of Canada, meaning you maintain significant residential ties with Canada, you may be considered a deemed non-resident of Canada. The same rules apply to deemed non-residents as non-residents of Canada

这是有Canadian tie, 但是deemed non resident, 一样算是non resident, 不用交税

".........you may be considered a deemed non-resident of Canada..." 你不符合a deemed non-resident的要求，所以你不是a deemed non-resident of Canada，清楚吗？

 

[doublelee]

".........you may be considered a deemed non-resident of Canada..." 你不符合a deemed non-resident的要求，所以你不是a deemed non-resident of Canada，清楚吗？

谢谢指正 反正我不需要烦这些 有专业公司报税 这些我只需要了解就好 通知我是deemed non resident. 这就足够了。

 

[小玻]

还有国内确实可以上家园 我可以确认

国内肯定不能上家园, 另外ISB的VPN也上不了家园