加拿大房奴松口气！六大行推出房贷月供款最多可推迟6个月还政策??

[天路行者]

Coronavirus: Canada’s big banks to allow mortgage payment deferrals - National | Globalnews.ca

It is unclear whether customers will be able to postpone mortgage payments interest-free.

globalnews.ca

作为联邦政府的住房政策、抵押贷款执行机构，加拿大抵押贷款和住房公司（CMHC）周六一早在其官方推特账户宣布：
大家都不应该因为疫情的蔓延而担心还不上贷款月供。CMHC正在与各大银行借贷方协商，增加还款的灵活性，从而保证贷款人可以从现在开始最长延期6个月还贷款月供。
尽管对于如何增强灵活性、哪些银行将提供这项服务，CMHC暂时尚未公布。但CMHC表示，可以通过以下措施向CMHC寻求帮助：通过贷款专员向CMHC申请短期月供还款服务、浮动利率与固定利率切换服务、延长还款时间以降低月供服务、将任何未偿还的欠款添加到抵押贷款余额中，并将其分散在剩余的抵押贷款还款期内提供针对您的特定财务状况的特殊付款安排。

 

[marianboo]

希望银行不要发生挤兑。感觉有点瘆人呢。

 

[天路行者]

希望银行不要发生挤兑。感觉有点瘆人呢。

不会的

 

[骆驼客]

这个紧要关头面前、一切为民众带来安慰的举动、都是应该点赞?的

 

[BMO99]

希望銀行不要發生擠兌。感覺有點瘆人呢。

應該是假消息！

銀行沒有收入怎麼應付存款人的提現或消費轉帳？美國次貸金融風暴就是太多的貸款人付不起房貸，導致銀行喪失了流動性，進而引發金融風暴。

 

[marianboo]

感觉央行会跟着美国减息到0.

 

[哈法]

應該是假消息！

銀行沒有收入怎麼應付存款人的提現或消費轉帳？美國次貸金融風暴就是太多的貸款人還不起房貸，導致銀行喪失了流動性，進而引發金融風暴。

我在CMHC 的网站上找不到可以延期6个月还贷款月供 的这条消息。CMHC 只是说:
Finally, we want to remind you that CMHC and other mortgage insurers offer tools to lenders that can assist homeowners who may be experiencing financial difficulty. Our default management tools default management tools include: payment deferral, loan re-amoritization, capitalization of outstanding interest arrears and other eligible expenses and special payment arrangements.

https://www.cmhc-schl.gc.ca/en/media-newsroom/news-releases/2020/cmhc-statement-covid-19

 

[starry starry night]

希望银行不要发生挤兑。感觉有点瘆人呢。

估计银行也没钱，还指望房奴发工资那。

 

[007leo]

我在CMHC 的网站上找不到可以延期6个月还贷款月供 的这条消息。CMHC 只是说:
Finally, we want to remind you that CMHC and other mortgage insurers offer tools to lenders that can assist homeowners who may be experiencing financial difficulty. Our default management tools default management tools include: payment deferral, loan re-amoritization, capitalization of outstanding interest arrears and other eligible expenses and special payment arrangements.

https://www.cmhc-schl.gc.ca/en/media-newsroom/news-releases/2020/cmhc-statement-covid-19

对，网站上找不到。资本家怎么会那么仁慈

 

[天路行者]

对，网站上找不到。资本家怎么会那么仁慈

Coronavirus: Canada’s big banks to allow mortgage payment deferrals - National | Globalnews.ca

It is unclear whether customers will be able to postpone mortgage payments interest-free.

globalnews.ca

 

[天路行者]

我在CMHC 的网站上找不到可以延期6个月还贷款月供 的这条消息。CMHC 只是说:
Finally, we want to remind you that CMHC and other mortgage insurers offer tools to lenders that can assist homeowners who may be experiencing financial difficulty. Our default management tools default management tools include: payment deferral, loan re-amoritization, capitalization of outstanding interest arrears and other eligible expenses and special payment arrangements.

https://www.cmhc-schl.gc.ca/en/media-newsroom/news-releases/2020/cmhc-statement-covid-19

Coronavirus: Canada’s big banks to allow mortgage payment deferrals - National | Globalnews.ca

It is unclear whether customers will be able to postpone mortgage payments interest-free.

globalnews.ca

 

[天路行者]

應該是假消息！

銀行沒有收入怎麼應付存款人的提現或消費轉帳？美國次貸金融風暴就是太多的貸款人付不起房貸，導致銀行喪失了流動性，進而引發金融風暴。

Coronavirus: Canada’s big banks to allow mortgage payment deferrals - National | Globalnews.ca

It is unclear whether customers will be able to postpone mortgage payments interest-free.

globalnews.ca

 

[陪你去看牛猩雨]

这个消息是真的，但具体细节可能要和银行case by case的探讨