银行正在进一步收紧贷款标准

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徽州女人

江南烟雨
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9,499
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不算,买不了啥,他心思小牛,不过还算懂事没跟我们开口,邻居孩子去年就买了法拉利,同班同学,据说爹是今日头条老板。
我哥家老二跟乔布斯女儿同班。不过他们都没那么招摇,不过是开部宝马而已,包括我大侄儿也一样,对名车好像都没太大兴趣。:D
 

小青

家园币认证矿工
6,038
$30.99
$1,332.91
获赞赚币
24.19
点赞赚币
6.80
最大赞力
1.07
我哥家老二跟乔布斯女儿同班。不过他们都没那么招摇,不过是开部宝马而已,包括我大侄儿也一样,对名车好像都没太大兴趣。:D
我儿子还好,我也不太喜欢他与那孩子交朋友,现在上大学了大家就各奔东西很少往来了,怎么花钱首先父母有责任。当然据说现任首富亚马逊老板每月给女儿5万美元让她花完,据说培养财富观,只能说这个世界很多元!
 

徽州女人

江南烟雨
家园币认证矿工
9,499
$20.72
$2,476.46
获赞赚币
7.17
点赞赚币
13.55
最大赞力
1.98
我儿子还好,我也不太喜欢他与那孩子交朋友,现在上大学了大家就各奔东西很少往来了,怎么花钱首先父母有责任。当然据说现任首富亚马逊老板每月给女儿5万美元让她花完,据说培养财富观,只能说这个世界很多元!
女儿要富养,也是有道理的。这个世界确实太多元,你儿子算懂事的了,不开口向你要,不攀比(y)。我心态挺好,既不仇富也不悲天悯人,知足长乐:wdb6:
 
网上银行优惠利率一直挺高。去年最先钱存manulife,活期利率3%,之后转simplii,原利率加上额外的优惠利率居然高达3.3%。现在钱存tangerine的saving,给的利率是2.8,时间是4月初到8月31号结束。所以活期年均利率差不多有3%哦。 :wdb1::wdb6:
哪一个银行?
 

徽州女人

江南烟雨
家园币认证矿工
9,499
$20.72
$2,476.46
获赞赚币
7.17
点赞赚币
13.55
最大赞力
1.98
哪一个银行?
请问哪个银行?
说实在的,你俩一模一样的提问让我有点傻眼,我的文字表达能力有那么差吗?或者是我的理解能力也有问题?如果没有,你们引用的我的帖子里我清楚地写了每一个银行啊,本楼第39层还详细介绍了一下。不知道我的回答有没有让你们满意。如果没有,那就只能说抱歉了。 :wdb24:
 
我现在存的是tangerine,如果你没有可以开一个,现在saving的利率是2.8%,包括美元的saving,很不容易了。之前我的一万多美元存在BMO,几年才得了几毛钱利息,转到tangerine好歹拿了两三百美刀利息了。第一次开可以用我的推荐码,之后给家人开可以用你自己的推荐码,我刚看了一下,如果用我的,我俩可以分别得50加币奖励。聊胜于无😱 :D
谢谢徽州!我也去开个户:love:
 

哈法

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26,999
$22.88
$1,662.77
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15.70
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说实在的,你俩一模一样的提问让我有点傻眼,我的文字表达能力有那么差吗?或者是我的理解能力也有问题?如果没有,你们引用的我的帖子里我清楚地写了每一个银行啊,本楼第39层还详细介绍了一下。不知道我的回答有没有让你们满意。如果没有,那就只能说抱歉了。 :wdb24:
哈哈😄你应该加上银行两个字,比如manulife 银行:p
 
千哥,你再看环球邮报有关温哥华的这篇文章,也许对你的生意多少都会受到点影响:
British Columbia lost more jobs in the past two months than many analysts expected because its economy is more heavily weighted toward tourism and personal-care services than elsewhere in Canada.

About 400,000 jobs of the total three million jobs lost in Canada during March and April because of the COVID-19 pandemic were in B.C., which is about the same as the province’s share of the population.

But B.C. had far less of its economy shut down than provinces such as Ontario and Quebec, where there were more restrictive rules about construction, manufacturing and non-essential businesses.

Because of that, many expected less of a downturn.

“We’ve gotten pounded on the job losses. Even we are surprised at the magnitude,” said Jock Finlayson, executive vice-president and chief policy officer of the Business Council of B.C. “Tourism is in the meat grinder and it’s one our top-three export industries.”

And, he said, B.C. has more people proportionally working in personal-care services – such as massage therapy, physiotherapy, spas, yoga studios, nail salons – than elsewhere in Canada, while its manufacturing, financial services and head-office-type sectors are smaller than in Ontario and Quebec.

That job-loss trend also showed up in specialized research the city of Vancouver had done, which Mayor Kennedy Stewart relayed Thursday.

Data compiled by the Vancouver Economic Commission and the mayor’s office showed 90,000 jobs – many in tourism, hotels and restaurants, as well as health and social services – disappeared in April as 13,400 businesses in the city of Vancouver shut down because of the pandemic.

That is all going to make it harder for the province and the city to rebound economically because the tourism and personal-service sectors will be slower to return to normal than many others. Vancouver’s research, which asked people what kinds of businesses they’d feel comfortable going back to under what conditions, showed that fewer than 30 per cent said they were willing to go into a restaurant or bar at the moment. That rose to almost 65 per cent if there were reassurances about enhanced safety and cleaning measures.

But that won’t even be an option for non-Canadians for a while, as borders remain closed.

International tourism accounts for between $6.5-billion and $7-billion in annual revenues for the province, said Mr. Finlayson. It’s eclipsed only by forest products and the energy/mining sector in terms of money generators in B.C.

“For international tourism, there’s not a date set for the resumption. This is not going to be a short-term thing,” Mr. Finlayson noted.

The long-term decline in international travel is something that was reinforced Monday, when the Vancouver Airport Authority announced it would permanently lay off a quarter of its 550 employees because it doesn’t see a return soon to previous travel numbers.

“Our current work force is sized to operate a 26-million-passenger airport and that is simply no longer sustainable,” said the authority’s statement. It said future volumes would more likely be in the eight-million to 15-million range for at least the next three years.

The loss of tourism is expected to have a far-ranging impact because of its dominance in the province. Many remote B.C. communities rely on tourism revenue from ski resorts, fishing camps or adventure experiences with kayaks, rafts or canoes.

In Vancouver, Richmond, and North Vancouver, international tourism supports an unusually large cluster of luxury retail and high-end restaurants.

Richmond was hard-hit by the downturn early, as its large Chinese population stopped going to malls and restaurants starting in January, while fewer family members and friends came over from China to celebrate the Lunar New Year.

“It set us on a trajectory that was frankly devastating,” said Nancy Small, the CEO of Tourism Richmond. She estimated tourism spending in the suburb was about $2-billion last year based on counts in previous years.

In Vancouver, tourism planners are also stunned at the job-loss numbers and what is facing their industry, especially after the warning from Dr. Bonnie Henry, B.C.’s Provincial Health Officer, that large events likely would not resume until after a vaccine for COVID-19 is developed.

About 70,000 jobs in Vancouver alone are related to the tourism sector, said Ted Lee, the acting president of Tourism Vancouver. They have relied on 11 million overnight visitors a year, with three million of them being Americans – a group that is now not allowed across the border.

The industry, which has formed a Metro Vancouver task force to figure out what to do, is still struggling to figure out the path out of the forest. But there have been some preliminary ideas about first steps.

One is to encourage hyperlocal tourism of the “be a tourist in your own city" kind.

“We are looking at all kinds of possible campaigns,” Mr. Lee said.

我认为,BC以其在加拿大独有的气候和优美的环境、以及移民多和少数族裔比例高的特点,只要不发生地震,将一直成为海外富人来此驻扎的热点。
但是,这些特点也凸显了其无解的缺点。对于想挣钱或者在事业上有些想法的人,BC不会是一个好的选择,拐点也在几年前房地产政策上打击海外买家开始。
 

徽州女人

江南烟雨
家园币认证矿工
9,499
$20.72
$2,476.46
获赞赚币
7.17
点赞赚币
13.55
最大赞力
1.98
哈哈😄你应该加上银行两个字,比如manulife 银行:p
哈妹说的是,不过那一堆银行里还有BMO呢,大家都知道那是银行吧?另外还得谢谢哈妹,没有责备姐姐歪了你的楼 😱 :D
哈哈哈弟,徽州开头就说是网上银行了:p
怎么我家的网出问题了还是家园的问题,怎么这么慢啊:X3:
哈哈,还是你懂我,眼明心细:wdb19:我刚睡醒。昨晚做梦赚了,梦见种植大队的伙伴一起去了群主家,吃了两餐,不过不是他做的,是请的餐厅师傅上门做的小笼包之类。第一餐群主请,第二餐就AA了😱😂
谢谢徽州!我也去开个户:love:
谢谢清茶,请用我39楼的推荐码,大家互惠互利,双赢:wdb1::wdb6:
 
哈妹说的是,不过那一堆银行里还有BMO呢,大家都知道那是银行吧?另外还得谢谢哈妹,没有责备姐姐歪了你的楼 😱 :D

哈哈,还是你懂我,眼明心细:wdb19:我刚睡醒。昨晚做梦赚了,梦见种植大队的伙伴一起去了群主家,吃了两餐,不过不是他做的,是请的餐厅师傅上门做的小笼包之类。第一餐群主请,第二餐就AA了😱😂

谢谢清茶,请用我39楼的推荐码,大家互惠互利,双赢:wdb1::wdb6:
谢谢徽妹双赢双赢!🤝 咋转钱进去呀?:X3:
 

徽州女人

江南烟雨
家园币认证矿工
9,499
$20.72
$2,476.46
获赞赚币
7.17
点赞赚币
13.55
最大赞力
1.98
谢谢徽妹双赢双赢!🤝 咋转钱进去呀?:X3:
一看你也是没用过网上银行的:D开了tangerine账户之后,可以连几个外部的银行,我连的是TD,BMO和SIMPLII。只要你连的账户上有钱,点move money就可以互转了,十分的方便,就像在同一个账户里从saving转到 chequing那么简单。 :wdb6:
 

soleil_lee-太阳李

I ❤ SH
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22,071
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4.07
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0.39
一看你也是没用过网上银行的:D开了tangerine账户之后,可以连几个外部的银行,我连的是TD,BMO和SIMPLII。只要你连的账户上有钱,点move money就可以互转了,十分的方便,就像在同一个账户里从saving转到 chequing那么简单。 :wdb6:
网上银行特别方便。我用Tangerine十二年了,之前叫ING Direct
 

soleil_lee-太阳李

I ❤ SH
家园币认证矿工
22,071
$5.32
$487.93
获赞赚币
4.07
点赞赚币
1.26
最大赞力
0.39
我四月份给儿子拨了十万买车款,由于疫情受困就让他在汇丰开户存入,新户头活期账户利率2.2%,我推荐儿子开户,我和他各得350刀奖励:D
买的什么车啊,居然要10万 :oops:
 

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