给我推荐一种好的信用卡吧

[kind16]

回复: 给我推荐一种好的信用卡吧

这个account是做什么的,怎么搞...

http://www.tdcanadatrust.com/accounts/select.jsp

NEED A BALANCE UP TO 5000

 

[kind16]

回复: 给我推荐一种好的信用卡吧

Select Service
Our premium account. Take advantage of unlimited transactions and many other savings. Maintain a minimum monthly balance of $5,000* and we'll waive the $24.95 monthly fee.

Try our interactive Personal Chequing Account Selector to see which account is right for you.

Select Service features:

unlimited transactions each month, including:
Interac Direct Payment purchases
Cheques
Green Machine withdrawals, account transfers and bill payments.
Interac ABM and PLUS system withdrawals
EasyWeb Internet banking service bill payments and account transfers
EasyLine automated and specialist-assisted telephone account transfers and bill payments
In-branch withdrawals, account transfers, bill payments and history enquiries

free paperless, monthly statement or passbook1 recordkeeping

free optional monthly cheque return2 (available with statement recordkeeping only)

annual fee waived for TD Gold Travel Visa card or TD Gold Elite Visa card and supplementary card3

free Borderless Plan with U.S. Dollar Daily Interest Chequing Account

any personal cheque style free of charge

free drafts and certified cheques

free small safety deposit box (subject to availability)

no commission fee for Canadian and U.S. dollar travellers cheques

1/4% interest bonus on 1 - 5 Year GICs4

$25 discount off annual fee on your TD Waterhouse5 Self-Directed RSP/RIF

Access Card

Direct Deposit

Pre-authorized Transfer Service

optional Overdraft Protection for added peace of mind for $2.00/month plus applicable interest charges1
Select Service
Our premium account. Take advantage of unlimited transactions and many other savings. Maintain a minimum monthly balance of $5,000* and we'll waive the $24.95 monthly fee.

Try our interactive Personal Chequing Account Selector to see which account is right for you.

Select Service features:

unlimited transactions each month, including:
Interac Direct Payment purchases
Cheques
Green Machine withdrawals, account transfers and bill payments.
Interac ABM and PLUS system withdrawals
EasyWeb Internet banking service bill payments and account transfers
EasyLine automated and specialist-assisted telephone account transfers and bill payments
In-branch withdrawals, account transfers, bill payments and history enquiries

free paperless, monthly statement or passbook1 recordkeeping

free optional monthly cheque return2 (available with statement recordkeeping only)

annual fee waived for TD Gold Travel Visa card or TD Gold Elite Visa card and supplementary card3

free Borderless Plan with U.S. Dollar Daily Interest Chequing Account

any personal cheque style free of charge

free drafts and certified cheques

free small safety deposit box (subject to availability)

no commission fee for Canadian and U.S. dollar travellers cheques

1/4% interest bonus on 1 - 5 Year GICs4

$25 discount off annual fee on your TD Waterhouse5 Self-Directed RSP/RIF

Access Card

Direct Deposit

Pre-authorized Transfer Service

optional Overdraft Protection for added peace of mind for $2.00/month plus applicable interest charges1

 

[吉祥三宝]

回复: 给我推荐一种好的信用卡吧

一般1％以上返回的卡都要向前面说的分级返回，必须刷的多才合算。
超过1％不分级的的有
TD GM visa 3% 无年费，但返回只能用来买GM的新车
Citi Driver's Edge 2% 无年费，返回可以用来买任何车包括旧车，白金卡还有租车保险，也没有年费。
但是听说车行不收信用卡（需要影子来确认），不知道买车怎么操作。

推荐几种1％返回的卡：
TD Gold Elite visa 有年费
PC mastercard 无年费，每刷1元可得到10 pc points，2万分可以在nofrills当$20使用，相当于1％返回
Citi PetroPoints Mastercard 无年费，每刷1元可以得到10 petro points，petro points可以和pc points互相兑换，6000分可以在petro canada洗车一次，另外该卡在petro canada加油每升油减2分钱
Capital One Cash Back Platinum MasterCard 无年费，有租车保险，但该卡需要最少持有过3年加拿大信用卡，新移民难以满足条件。
BMO master 有年费(无年费的是0.5%返回)

以上卡都是不管刷多少，都是1％返回。如果一年刷卡30000以上，可以考虑up to 2％的卡，否则就用1％的卡。

学习.谢谢

 

[星子]

回复: 给我推荐一种好的信用卡吧

搞个SELETIVE CHEQUING ACCOUNT,免年费

不好，存5000块在chequing account一年等于交200块的年费。

 

[卡卡先生]

回复: 给我推荐一种好的信用卡吧

不好，存5000块在chequing account一年等于交200块的年费。

同意！深受其害！

 

[kind16]

回复: 给我推荐一种好的信用卡吧

同意！深受其害！

但是，可以享受很多CHEQUING ACCOUNT的服务啊，无限认证支票，利息BONUS，无限交易，无限取现，现在是两个反点，保险箱，TD点多，夫妇拖车，算下来，超过200了，而且还有利息啊，当然很低。5000利息收入200圆，打完税，才130＋，肯定买不了这么多东西

 

[卡卡先生]

回复: 给我推荐一种好的信用卡吧

但是，可以享受很多CHEQUING ACCOUNT的服务啊，无限认证支票，利息BONUS，无限交易，无限取现，现在是两个反点，保险箱，TD点多，夫妇拖车，算下来，超过200了，而且还有利息啊，当然很低。5000利息收入200圆，打完税，才130＋，肯定买不了这么多东西

?有利息啊，支票帐酌一共也用不上?次，返?哪里有2啊，我只有1啊，至于拖?根本就用不上，除非偕的是老??

 

[linn]

回复: 给我推荐一种好的信用卡吧

太好了,学习中...

 

[kind16]

回复: 给我推荐一种好的信用卡吧

沒有利息啊，支票認證一共也用不上幾次，返點哪里有2啊，我只有1啊，至于拖車根本就用不上，除非買的是老爺車

哈哈，对阿，有了金卡，就可以买老爷车了，又把买车的钱又省了，多好。你说这个多值

 

[白桦林]

回复: 给我推荐一种好的信用卡吧

谢谢大家，继续学习！

 

[momoz]

回复: 给我推荐一种好的信用卡吧

这个贴子这么久了又浮上来了, 借机汇报一下,最后办了CT的卡, 返点可在CT买东西.挺好的.
再次感谢大家.

 

[guanzi80]

回复: 给我推荐一种好的信用卡吧

到国外多长时间可以申请下来信用卡

 

[kitty]

回复: 给我推荐一种好的信用卡吧

马上就可以

 

[_BeNnY]

回复: 给我推荐一种好的信用卡吧

im using national bank's one~not bad

 

[胡不归]

回复: 给我推荐一种好的信用卡吧

呵呵，补个全点的，别看花眼。

http://www.redflagdeals.com/deals/main.php/articles/credit6/

BTW, all the cards do not charge an Annual Fee.

 

[momoz]

回复: 给我推荐一种好的信用卡吧

到国外多长时间可以申请下来信用卡

只要你存款,没信用也可以办.不过要把钱押那...

 

[momoz]

回复: 给我推荐一种好的信用卡吧

呵呵，补个全点的，别看花眼。

http://www.redflagdeals.com/deals/main.php/articles/credit6/

BTW, all the cards do not charge an Annual Fee.

这个链接真全呀.

 

[alex_lz2005]

回复: 给我推荐一种好的信用卡吧

好！留记号。

 

[ilovecanada]

回复: 给我推荐一种好的信用卡吧

信用卡的额度越大是不是越危险,因为现在经常听说用户的个人信息被盗的消息,每个月两千的额度应该够用的,额度太高万一出现什么意外,那损失就大了.

那是在中国银行信用卡业务不发达, 推托责任.

你能拿到1W以上的额度,本来就说明信用很好. 盗用的处理也是看信用的. 信用越好, 1天内就解决.

 

[yufeng]

回复: 给我推荐一种好的信用卡吧

但是，可以享受很多CHEQUING ACCOUNT的服务啊，无限认证支票，利息BONUS，无限交易，无限取现，现在是两个反点，保险箱，TD点多，夫妇拖车，算下来，超过200了，而且还有利息啊，当然很低。5000利息收入200圆，打完税，才130＋，肯定买不了这么多东西

好像还可以免费办理money order/money draft
还可以免金卡的年费，账户在5000以上还免24.95的月费。

不过都说pc的account 和master card都是免月费和年费的，据说saving account得利息都有4.1%了，应该不错。