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召集帖:OSEB或者小生意人士

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回复: 召集帖:OSEB或者小生意人士

俺来发表下。首先说明,俺非专业人士,亦是略知一二,讲得不对的地方,请TZM指正和拍砖!通过研讨让大家都来熟悉SEB这个东西。
谢谢!

===

SEB,加拿大EI人士自雇福利金,各省的称法有可能不一样。详情可参看如下链接:http://www.canadabusiness.ca/eng/

按下图SEB输入并搜索便得到各省的SEB引索,然后点击引索进入各省网站了解详情。



但没有BC省的,俺在BC省的网站找到,如附件Overview中第八页所示,好象称之为CFDC,不知对否?
 

附件

  • overview BC.pdf
    382.9 KB · 查看: 227
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OSEB的申请条件

[FONT=宋体]俺住在大多伦多地区[/FONT],[FONT=宋体]还是来说说[/FONT]OSEB[FONT=宋体]([/FONT]Ontario Self-Employment Benefit[FONT=宋体])[/FONT][FONT=宋体]吧[/FONT]
[FONT=宋体]我们是在2008年申请的。来看看[/FONT]OSEB[FONT=宋体]的申请条件[/FONT]:

To be eligible for the Self Employment Benefits Program, you must meet the following conditions:

1、Be unemployed
2、Have an established Employment Insurance Benefit (EI) claim, or one that has ended within the last
3、 years, or have received maternity or parental benefits within the past five years after which you remained out of the labour market to care for the child and are now seeking to re-enter the labour force
4、Be legally entitled to work in Canada
5、Attend an orientation session with the Coordinator in your area (a Coordinator is a local community group that is funded by Human Resources Development Canada (HRDC) to provide assistance to you in your pursuit of self-employment opportunities
6、Have no previous participation in self-employment assistance activity funded by HRDC within the past five years
7、Agree to provide a business plan acceptable to HRDC within a reasonable period of time, showing potential for long term self-employment
8、Start a new business or take over an existing business in which you had no prior ownership
9、Agree to work full-time (minimum 30 hours/week) on your business while you receive financial assistance
10、Be able to contribute equity, the amount of which will be determined in consultation with the co-ordinator.

Employment Benefits and Support Measures (EBSM)
 
最后编辑: 2010-08-02
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OSEB的程序是怎样进行的?

OSEB[FONT=宋体]的程序是怎样进行的[/FONT]?

如下内容属于转贴。

SEB Self-Employment Benefit计划是由Service Canada提供的一项政府性的福利计划。主要是为有兴趣在加拿 大创业,开立小生意的人提供一种无偿经济援助。政府从1993开始运行这个项目,根据最新权威统计,通过这种通过政府资助来扶持小生意度过第一个财年,可以有70% 以上的小生意获得5年以上的生命期。所以事实证明这种方法是很成功的。
http://www.edu.gov.on.ca/eng/tcu/employees/selfEmployment.html
http://www.senecac.on.ca/community/seb.html
http://www.tbdc.com/oseb.php
http://www.centennialcollege.ca/coe/oseb

常见问题:
1)、什么是SEB Program
SEB Program是一个52周的创业启动项目,前10周培训,形成正式的商业计划;后42周辅导并生意正式运作。政府补贴个人CAD423/ x 52周,不用归还。

2)、谁有资格申请SEB Program
3年内享受过RegularEI,5年内享受过PregnancyEI;
并且现在每周工作少于20小时;
并且有资格在加拿大工作;
并且个人有CAD5499以上的投资。

3)、有什么审核标准?​
1。商业概念的可行性,占50%
2。有接受培训辅导的需要(25%),并且有培训的潜力(Coachable,25%).

4)、怎样申请?​
1。就业辅导机构推荐,有Return-to-Work Action Plan
2SEB辅导机构参加Information Session,提供个人信息,一周内书面申请;
3。准备Business Concept Presentation,2-4周后向SEB辅导机构介绍,SEB辅导机构决定是否批准推荐到政府。如果被拒绝了,程序结束。
4。等待政府批准。

5)、不被考虑的生意有哪些?​
1。特许
2。咨询
3。专业(Doctor, lawyer, accountant, architect, etc.)​
4。直接依靠Commission的销售
5。传销
6。只有一个客户的Subcontractor​
7Skilled trades​
8MBA​
9。非盈利机构
10。季节性的生意
SEB Program同时对培训辅导期间的权利义务有严格的规定,其中一条就是所有信息(当然包括以上信息了)归SEB Program所有,学员不得擅自利用!

6)、是不是没有领过EI 或者父母金的 就没有qualify 申请啊?

对,这个PROGRAM是政府无偿资助那些失业了,没有找到工作,愿意通过做小生意快速回归工作状态的人设立的。下面这个链接很明确地指明了那些人符合条件。
http://www.edu.gov.on.ca/eng/tcu/emp...mployment.html


7)、如果顾问已经批准了,接受了生意计划,然后告诉我,再等6周,是否还会有面试,这是那个部门进行的,会有几次面试?如果最后一次通过了,是否立刻给钱?

对 不起,我没有看懂你的意思,什么叫顾问批准了?这个PROGRAM是必须通过政府批准的。那些顾问和BUSINESS COACH都是帮助你申请的人,他们是靠这个PROGRAM吃饭的,没有资格通过或不通过。你如果已经在申请了,你应该知道要先找顾问做RETURN TO WORK ACTION PLAN,然后去办这个PROGRAM的学校递交BUSINESS CONCEPT PLAN, 那里的人如果对你的PLAN感兴趣,会让你去做PRESENTATION, 完了他们再决定推荐不推荐你。如果他们推荐你,就成功了80-90%。最后才是政府审核,会找电话问你一些问题,他们讨论完以后会通知成功CASE去签一 份AGREEMENT,然后开始上课(一个半月左右)。不成功的也会通知,但会有下次机会继续申请。(修改BUSINESS CONCEPT PLAN)我不知道你走到哪一步了?


8)、WHERE IS THE LIST?!
HERE IT IS: 譬如特许经营,咨询,专业人士(Doctor, lawyer等),直接依靠Commission的销售,只有一个客户的Subcontractor,MBA,非盈利机构及季节性的生意。


9)、领了钱一年后去找了工作,要还钱吗?
不用还,是无偿的。在这里我想提醒一下国人,这个PROGRAM是政府出资帮助那些真正想做生意的人。 政府花了大力气,投入了想当的成本和人力,成功以后要去上课,会有专人帮助你制定BUSINESS PLAN 和在随后的一年里跟踪运营情况。所以善意提醒一下,提前想好BUSNIESS IDEA, 做好市场调研,准备投入大量的时间去好好经营你的生意才去申请这个BENEFITS,要不就是浪费政府的钱和自己的时间和钱。


10)、请问:申请这个SEB PROGRAM 对申请者的语言程度有要求吗?
没有明确的要求,但是如果你去听不懂他们要求你准备的东西,PRESENTATION做不出来,政府的人打电话问你问题你听不懂,估计他们也不会批给你。但是我们现在这个班上有一半的人是英语是第二语言的,所以你可以尝试一下。


11)、在哪报名?
据我所知,现在多伦多只有三家机构是政府指定的,我在的这家是JOBSKILLS, 另外两家我不是很清楚,但你去找顾问做RETUREN TO ACTION PLAN 的时候,他们会告诉你,让你选。 据内部消息(我们上课的时候COACH说的,不知道可靠不可靠),JOBSKILLS的申请批准率是最高的,因为政府希望把小生意集中在北边多一些。 这里是他们的WEB: http://www.jobskills.org/seb/

======================================================

Ontario Self-Employment Benefits Program

The Ontario Self-Employment Benefits (OSEB) Program provides a competitive edge for those wishing to start their own business. The program provides eligible unemployed applicants, selected through competition, with comprehensive business training, practical advisory assistance and up to one year of income support.


The formal training phase of the program focuses on all aspects of business preparation and planning. Upon graduation from the training phase, each participant would have completed a comprehensive business plan for his or her particular business venture. In the remaining ten months of the program, participants receive ongoing business counselling and income support for the start-up and development of their business.


Who Can Apply
The program is available to residents in the Toronto area who are unemployed and eligible for, or collecting, Employment Insurance Benefits.



A provision is made for eligible 'reach back' individuals who are currently unemployed and whose EI benefits ended within the past three years (or whose benefits started within the past five years for maternity or paternity benefits.) To determine if you are eligible for the program as a 'reach back' client, contact the Human Resource Assessment Centre nearest you.
Applicants must agree to make a full-time commitment to their business, complete all the requirements of the OSEB Program and establish a viable business.

How the OSEB Program Works

1、Phase I - Registration and Orientation:
Contact your local Assessment Centre (AC) to make an appointment. Your AC will evaluate your needs and prepare a Return-to-Work-Action Plan indicating their approval of your pursuing self employment as a career option. Your AC will advise you of future OSEB Information/Orientation Sessions to be conducted by the Centre of Entrepreneurship and other Toronto OSEB coordinators. Participants at these orientation session will learn about the program, what is required in the application process, and decide whether or not they wish to apply and be considered for the program.

2、Phase II -Self-Assessment and Selection:

Participants progressing into this phase are provided with the guidance and assistance required to assess the validity of their business idea, to make decisions about their personal effectiveness and to j udge their own suitability for self-employment.
Employment Ontario makes the final selection of successful participants out of this phase for formal entry into the OSEB Program.

3、Phase III
- Training & Self-Employment Development:
This phase lasting 8 weeks, is the official start of the program, and provides practical, skill-based instruction on adult learning principles, such as workshop training, one-on-one counselling, and individual research providing a balanced learning approach.
Instruction focuses on all aspects of business planning and operations for a new business. Upon graduation from this training phase, each participant would have completed a well-prepared, comprehensive business plan for his or her particular business venture.

4、Phase IV - On-Going Business Support
:
This final phase of the program lasting 10 months is designed to provide advisory support and follow-up business counselling to participants during the start-up and development of their new businesses. Advisors maintain regular contact with the program participants, visiting their place of business when necessary, to monitor the progress of each business.
 
最后编辑: 2011-03-27
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回复: 召集帖:OSEB或者小生意人士

我的同班同学不多,YEP的人居多,OSEB的有做非金属的,胶合板,建筑测量,网站设计,礼品店,Business Consulting等等。还挺丰富的。不过YEP的更丰富多彩。
 
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哪些机构提供SEB辅导?

哪些机构提供SEB辅导呢?

很多公立或私立的教育机构都有可以提供这类的培训课程,但推荐如下地方:

一、Toronto-York-Mississauga Funded Employment Assessment Centres (EAC)

Toronto's Employment Assessment Centres



Toronto's Employment Assessment Centres for Youth (15 to 30 years old)



York's Employment Assessment Centres



Mississauga's Employment Assessment Centres

Mississauga Community Connections (three locations):

33 City Centre Drive, Suite 280
Mississauga L5B 2N5
Tel.: (905) 896-2233
Fax: (905) 896-2707
TTY: (905) 896-1364
website: www.connectionsemployment.ca


6870 Goreway Drive, Ground Floor
Mississauga (Malton) L4V 1P1
Tel.: (905) 678-8515
Fax: (905) 678-8516
TTY: (905) 678-8517
website: www.connectionsemployment.ca


6790 Century Drive, Suite 401
Mississauga L5N 2V8
Tel.: (905) 814-8406
Fax: (905) 814-1738
TTY: (905) 814-1329
website: www.connectionsemployment.ca


SERVICES FOR YOUTH 15-30 years old looking for job search help
Mississauga (East and West)
Youth Community Connections
33 City Centre Drive, Suite 280
Mississauga
L5B 2N5
Tel.: (905) 896-9316

Mississauga (Malton area)
Youth Community Connections
6870 Goreway Drive, Ground Floor
Mississauga (Malton)
L4V 1P1
Tel.: (905) 678-9881

二、Toronto Business Development Centre

The Ontario Self-Employment Benefit Program could be the opportunity you have been looking for.
Employment Ontario programs are funded in part by the Government of Canada.
For detailed information about this exciting program contact our Advisor on Call today.



TBDC offers a range of Business Incubation and Entrepreneurial Trainining programs to assist start-up and early-stage businesses. For more information about how TBDC can help your business, please call us at 416.345.9437.
Our office hours are 8:30AM to 4:30PM local time Monday through Friday. Should the need arise to leave a message, your call will be returned by the next business day.
Telephone: 416.345.9437
Email: advisoroncall@tbdc.com
Or come in person:
Toronto Business Development Centre
1071 King Street West
Toronto, Ontario
M6K 3K2


三、www.jobskills.org


If you are interested in finding out how the SEB Program can assist with your business idea or for complete Eligibility and Suitability Criteria, York Region / Bradford West Gwillimbury residents can contact Job Skills':
Newmarket site (nmkt@jobskills.org / 905-898-5138).

Mississauga residents can contact our Mississauga site (dhp-seb@jobskills.org / 905-306-7104 / 1-866-592-6278).

Toronto residents can contact our North York site (seb-tn@jobskills.org / 416-221-1648).

Brampton/Halton/Dufferin residents can contact our Brampton site (seb-brampton@jobskills.org / 905-460-8585 / 1-877-760-8585.


www.centennialcollege.ca

The Ontario Self-Employment Benefits (OSEB) Program provides a competitive edge for those wishing to start their own business. The program provides eligible unemployed applicants, selected through competition, with comprehensive business training, practical advisory assistance and up to one year of income support.

The formal training phase of the program focuses on all aspects of business preparation and planning. Upon graduation from the training phase, each participant would have completed a comprehensive business plan for his or her particular business venture. In the remaining ten months of the program, participants receive ongoing business counselling and income support for the start-up and development of their business.

Who Can Apply
The program is available to residents in the Toronto area who are unemployed and eligible for, or collecting, Employment Insurance Benefits.

A provision is made for eligible 'reach back' individuals who are currently unemployed and whose EI benefits ended within the past three years (or whose benefits started within the past five years for maternity or paternity benefits.) To determine if you are eligible for the program as a 'reach back' client, contact the Human Resource Assessment Centre nearest you.

Applicants must agree to make a full-time commitment to their business, complete all the requirements of the OSEB Program and establish a viable business.

The OSEB Record of Success
Since it’s inception over 18 years ago, the Centre of Entrepreneurship in successfully conducting the OSEB Program has assisted thousands of entrepreneurs in starting up new businesses in a variety of sectors in Toronto. Our clients come from all age, gender and demographic groups.

www.senecac.on.ca

Self Employment Benefits Program

。。。

Contact

Contact your local HRSDC office to find the closest co-ordinator near you.
If you live in York Region, call Seneca College at 416-491-5050, ext. 7360.
 
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网上一些协助申请OSEB的广告

常在网上看到一些中介机构也提供OSEB的服务项目,那究竞是怎么回事呢?

其实申请这个很简单,主要的是英文(ESL5以上)和生意创想,但因为很多人都是第一次申请,摸不着头,不知怎样写合格和吸引人的商业计划,又担心自己的英文说不清,因些给一些中介机构提供了生意的机会。而这些中介在多次的实践过程中,总结出一套经验,有着各种生意的商业计划版本,提供一些英文辅导,是有一定的成功机率的。收费有两种:1、一次性收取1500左右,2、按小时100左右。

当然,俺是鼓励DIY的,毕
整个申请过程从打电话,写计划,到培训都需要自己去面对,学习写计划无形中就提高了英文水平,第一次申请不了,可接着来下次,坚树学习再学习的信心,那只是创业的初始,却又是功克困难和迈向成功的支柱。除非想混一下的例外。

 
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申请成功的要点

个人认为申请成功的关键有如下几点:

1、英文。这个不用多说,要求是ESL5以上,但有时候没达到也可以获批。
2、生意构想。你可能有好几个构想,但不是每个构想都有可行性。选择一个适合自己而又有独特一面的构想,会提高成功机率。

3、培养的潜力。你是否是做生意的料呢?首先将你在这方面的历史和优势在Resume里体现出来,接着面谈中,大胆地去畅谈你的生意构想。

4、申请时期。经济危机前的OSEB申请是比较容易获批的,因为政府有钱;而危机后,政府曾暂停一段时间,今年我曾查看说是在Spring恢复,但推延到4月。以前获领的补助有52周,alberto现在只得42周,明显是政府资金紧缺。
现时,失业率高,吃完EI的人数也多,很多人转向EI学习和生意补助,会造成竞争激烈;经济回复缓慢,会给新创业的人士带来另一层的阻碍,因此创业构想未成熟,条件不足的TZ可以蓄待发,多作准备。当然,一块雄心,不惧所难。

5、避免不容易获批的几种生意。
特许、咨询;传销;非盈利机构生意由别人控制(您只占小股);生意的主要收入来源是佣金;季节性的生意;接受其它公司的资助并为这些公司作代理或转包;
 
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YMCA Markham Business Centre

YMCA Markham Business Centre

[FONT=宋体]ZT:加拿大安省[/FONT]200[FONT=宋体]失业者摇身变老板[/FONT]

[FONT=宋体]由安省训练、专上教育及大学厅拨款资助的[/FONT][FONT=宋体]安省自雇福利计划[/FONT]”(Ontario Self-Employment Benefit Program)[FONT=宋体],以正在领取就业保险金[/FONT](Employment Insurance Benefits)[FONT=宋体]或曾在过往[/FONT]3[FONT=宋体]年内领取过就业保险金的失业人士为对象,为他们自谋出路、创办自己的小生意提供起步阶段的经济援助,从而成功地迈出从打工仔摇身变为老板的重要一步。[/FONT]

[FONT=宋体]位于万锦市[/FONT]14[FONT=宋体]街夹冰梨路东南角的青年会工商企业中心[/FONT](YMCA Business Centre)[FONT=宋体]创办于[/FONT]1999[FONT=宋体]年[/FONT]6[FONT=宋体]月,是专为约克区有志于自行创业的失业人士提供相关培训和支援的慈善机构。该中心在过往[/FONT]3[FONT=宋体]年来,已为[/FONT]200[FONT=宋体]多名失业者提供了协助,使他们成为[/FONT][FONT=宋体]安省自雇福利计划[/FONT][FONT=宋体]的受益者,并成功地创办了自己的小生意。[/FONT]
[FONT=宋体]青年会工商企业中心负责人蒙塔布恩[/FONT](Kathy Ann de Montbrun)[FONT=宋体]告诉记者,由安省训练、专上教育及大学厅拨款资助的[/FONT][FONT=宋体]安省自雇福利计划[/FONT][FONT=宋体],实施至今已有[/FONT]3[FONT=宋体]年的历史,其适用对象除了包括正在领取就业保险金或曾在过往[/FONT]3[FONT=宋体]年内领取过就业保险金的失业人士之外,还包括正在领取产妇金和父母金,或曾在过往[/FONT]5[FONT=宋体]年内领取过产妇金和父母金的人士。[/FONT]

[FONT=宋体]援助金发放时间最长[/FONT]52[FONT=宋体]周[/FONT]
[FONT=宋体]上述计划为有志于创办小生意、并符合申请要求的失业人士,在创业的起步阶段提供每周[/FONT]400[FONT=宋体]多元的经济援助,该笔援助金的发放时间最长可达到[/FONT]52[FONT=宋体]周。[/FONT]
[FONT=宋体]蒙塔布恩说:[/FONT][FONT=宋体]小型企业促进了安省经济的蓬勃发展,而自行创业也是全职工作的另一就业方式,这就是安省政府资助该项福利计划的主要原因。[/FONT]

[FONT=宋体]提供一对一谘询服务[/FONT]
[FONT=宋体]她指出,青年会工商企业中心在过往[/FONT]3[FONT=宋体]年内已为[/FONT]200[FONT=宋体]多名失业人士提供了协助,使他们成功地申请到[/FONT][FONT=宋体]安省自雇福利计划[/FONT][FONT=宋体]的经济援助,并通过举办一系列创业专题讲座以及提供一对一的个别谘询服务等途径,扶持他们顺利地踏上创业之路。[/FONT]
[FONT=宋体]这些专题讲座所涉及的主题包括:如何开展市场营销?自雇人士如何进行税务规划?小型企业所涉及的法律议题等。[/FONT]

90%[FONT=宋体]创业者从家庭办公室起步[/FONT]
[FONT=宋体]蒙塔布恩指出,青年会工商企业中心在每周五上午均会举办有关[/FONT][FONT=宋体]安省自雇福利计划[/FONT][FONT=宋体]的说明会。对上述计划感兴趣的失业人士可撰写一份创业计划书,然后与该中心的商业导师约谈,探讨自己的创业构想是否具有可行性。[/FONT]
[FONT=宋体]她说:[/FONT][FONT=宋体]有的人可能同时有好几个创业构想,但不是每一个构想都具有可行性。商业导师的工作就是帮助他们进行分析,并从中选择最理想的方案。[/FONT]
[FONT=宋体]在商业导师的指导下,这些有志于创业的失业人士在对自己的创业计划书完成修改工作之后,由青年会工商企业中心提交给安省就业中心[/FONT](Employment Ontario)[FONT=宋体]接受创业可行性的评估。[/FONT]
[FONT=宋体]如果创业计划书获得了安省就业中心的批准,申请人便可以开始领取每周[/FONT]400[FONT=宋体]多元的资助金。其第一项工作就是在[/FONT]8[FONT=宋体]周内完成一份商业计划书,然后将上述商业计划付诸实施,即创办自己的小生意。[/FONT]
[FONT=宋体]在这些创业者中,有的人在家中开办了儿童日托中心,有的人创办了家居装修公司、园艺公司、水电公司、印刷公司或旅行社,也有人投身于时装设计、礼品设计和制作等行业。[/FONT]
[FONT=宋体]蒙塔布恩说:[/FONT]“90%[FONT=宋体]的创业者是从家庭办公室起步的,以便节省成本开支,待生意扩展后,他们才会相应地扩大规模。[/FONT]
[FONT=宋体]青年会工商企业中心的地址是:[/FONT]4855 14th Avenue, Unit 3[FONT=宋体],电话号码是:[/FONT]905-948-9622[FONT=宋体]。[/FONT]
[FONT=宋体]该中心每逢周五上午[/FONT]9[FONT=宋体]时半至[/FONT]11[FONT=宋体]时举办有关[/FONT][FONT=宋体]安省自雇福利计划[/FONT][FONT=宋体]的说明会,有兴趣者可报名参加。[/FONT]
[FONT=宋体]此外,读者如欲了解所在地区[/FONT][FONT=宋体]安省自雇福利计划[/FONT][FONT=宋体]的更多信息,可致电安省就业中心的免费查询热线,电话号码是[/FONT]1-800-387-5656[FONT=宋体]。[/FONT]
([FONT=宋体]来源:明报[/FONT])
 

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