This letter has a small problem. My bank didn't tell me anything about draft or certified check. When I requested a certified check, they simply gave a draft without any explanation. I found out 2 weeks later when other people who sent in the applications same time as mine and their money was held. So I phoned the bank to find out the status of my check, they couldn't find it in certified check pool instead of draft pool. I told them that I requested a certified check at first time, they said they made a mistake, I ask them to give me a letter to explain their mistake. but you know they are very slow, who knows how this can help.
If you already knew that was a draft in first hand, it's hard to blame anyone. Don't you think so?