- 主题发起人 dolphan
- 发布时间 2021-01-03
维修费用是多少？strata的deductible是多少？如果维修费用没超过strata的deductible，让strata 直接把Bill给source unit。如果超了，就让strata open claim，Bill back deductible to source unit。如果不行，你有保险的话，请保险公司通过subrogation与source unit交涉，如果没有保险可能难度会大一点。
维修费估价还未出来
strata的deductible是5w, 虽然有漏到lobby 但是超的可能性不大。
大楼manager写信和我说屋主应该和涉事屋主联系赔偿，就是他们不参与的意思。我以为这应该由物业直接出面bill给涉事单位才对。因为lobby肯定也是找人修，那就一起把账单bill给涉事单位最简单吗。
我们是有保险，联系了保险经纪他们说要是屋内电器，租金什么的没有损失就不用报保险，让我们先联系物业。 要是对方真的不处理再open case什么的，怕对我们保险有影响。
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网上的文章供参考
ZT
You are the owner of a condo unit. The toilet in the condo unit above you overflows, causing water damage to your ceiling and floor. No, your upstairs neighbour does not have to reimburse you for your $1,000 insurance policy deductible, unless you can prove he was negligent.
It can be surprising and upsetting for owners to learn that they are responsible for the cost of repairs to their strata lot even though the source of the damage originated in someone else’s strata lot,” the B.C. Civil Resolution Tribunal ruled Wednesday in Zale et al v. Hodgins. “However, in the absence of negligence, nuisance or a specific bylaw making owners liable for damage that originates in their strata lots, the applicants and their insurer are responsible for the cost of the damage even though they did nothing to cause it.”
网上的文章供参考
ZT
You are the owner of a condo unit. The toilet in the condo unit above you overflows, causing water damage to your ceiling and floor. No, your upstairs neighbour does not have to reimburse you for your $1,000 insurance policy deductible, unless you can prove he was negligent.
It can be surprising and upsetting for owners to learn that they are responsible for the cost of repairs to their strata lot even though the source of the damage originated in someone else’s strata lot,” the B.C. Civil Resolution Tribunal ruled Wednesday in Zale et al v. Hodgins. “However, in the absence of negligence, nuisance or a specific bylaw making owners liable for damage that originates in their strata lots, the applicants and their insurer are responsible for the cost of the damage even though they did nothing to cause it.”
我觉得更应该关心谁负担修漏水的账单吧？
地毯清洁费或者买个新的也不贵。
房子漏水的维修保险不应该管么？
先毁的地毯拍照留证。
如果必须洗，那就洗了，把账单扫描留底找物业沟通，让物业给楼上，如果物业不帮忙就只好自己把账单给他们要钱。
我个人觉得分两种情况，说错了请给予指教：
1，对方有过失，negligent，那么可以找对方索赔。
2，对方没有过失，not negligent，那么你只能走你自己的保险。对方无责任。
ZT
You are the owner of a condo unit. The toilet in the condo unit above you overflows, causing water damage to your ceiling and floor. No, your upstairs neighbour does not have to reimburse you for your $1,000 insurance policy deductible, unless you can prove he was negligent.
是的，我一开始就觉得这事容易扯皮。厕所漏水的位置一定是要在对方的居住空间之内漏，才由他负责，如果是墙体内漏，就由物业负责，这事讲不清就要上法庭，可费用不菲，搞不好修理费还不如法律费多。看来物业不管，想是没想跟他要钱修lobby。
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