2018 - 2020 温哥华房产市场追踪(全剧终,不再更新)

也是搞笑!现在跌了说“被严重高估”,当年可是“收藏品,永不贬值” 哈哈哈哈

现在都说中低端房产是刚需房,不会跌,等看到底能有多“刚硬” !
不知道“收藏品,永不贬值”是从何处得来。“被严重高估”无关涨跌,高估是指房屋的评估值超出市场价值。政府不进行充分地供需考虑,旨在地产税收而提高评估价。
 
某些人脑补出的地税收法:

1. 政府有一个固定不变的税率
2. 政府或者政府认可的第三方给房屋估价
3. 政府地税总税收= 估价*税率

然后开始脑补政府一定会故意抬高估价,达到多收税的地步。

实际的地税收法:

1. 政府定预算,算出要收多少税来维持预算
2. 政府或者政府认可的第三方给房屋估价
3. 政府计算出税率,mill rate = 预期税收/总估价

2004-2016年,温哥华房价翻三倍,按脑补的算法,每户地税也是翻三倍。实际上,由于估价提高,税率mill rate下调,居民地税税率从2004年6%下调到3%,即使房屋估价涨了三倍,实际每户支付的地税只涨了50-60%
 
某些人脑补出的地税收法:

1. 政府有一个固定不变的税率
2. 政府或者政府认可的第三方给房屋估价
3. 政府地税总税收= 估价*税率

然后开始脑补政府一定会故意抬高估价,达到多收税的地步。

实际的地税收法:

1. 政府定预算,算出要收多少税来维持预算
2. 政府或者政府认可的第三方给房屋估价
3. 政府计算出税率,mill rate = 预期税收/总估价

2004-2016年,温哥华房价翻三倍,按脑补的算法,每户地税也是翻三倍。实际上,由于估价提高,税率mill rate下调,居民地税税率从2004年6%下调到3%,即使房屋估价涨了三倍,实际每户支付的地税只涨了50-60%
百分之六到百分之三?应该没有那么高吧?应该是千分之六下调到千分之三吧?
 
地税整体收多少是由预算决定的。整个城市的房产都贬值了,不等于政府就会少收税。

来年预算政策制订依据FAA指南订立,具体一部分是依据过往地税和来年可征地税以及其他税项因素来综合考量,而不是反过来。预算草案下来之后,地税会再根据情况(比如反对党和相关部会反馈)调整。如果相信政府会按照制订地税以及其他税项而中间没有利益的考量,那反对党就永远不反对执政党的预算了。比如Vancouver city council approves 7% property tax increase for 2020. 最初的设定是8.2%
 
写错了,mill rate是千分之六和千分之三,温哥华市政府网上就有历年的税率,随着评估价提高,税率是不断走低的

一般官方对于物业税解释大致是这样的:房产税的计算方法通常是将房屋的评估价值乘以当地政府确定的税率。然后从您的总账单中减去适用的免税额。物业税用于资助当地学校、警察和其他市政基础设施和服务。

其实有过统计,大概高达60%的房产被过度评估,如果政府税收的减免和税率下降可以抵消这个”过度“那就最好。但问题是,房屋的评估价值为什么会由一个Crown Company “BC Assessment Authority” 执行,难道不应该是独立的第三方来做吗?
 
来年预算政策制订依据FAA指南订立,具体一部分是依据过往地税和来年可征地税以及其他税项因素来综合考量,而不是反过来。预算草案下来之后,地税会再根据情况(比如反对党和相关部会反馈)调整。如果相信政府会按照制订地税以及其他税项而中间没有利益的考量,那反对党就永远不反对执政党的预算了。比如Vancouver city council approves 7% property tax increase for 2020. 最初的设定是8.2%

省和联邦政府才有执政党反对党的说法。地方政府,市议会里哪来的反对党执政党?

你说的地税总额怎么确定的,跟我说的一点也不矛盾

根据预算大致算出地税总额
算出房屋总估价
上面两个除一下算出mill rate
单独某户的地税=这一户的评估价*mill rate

mill rate从来就不是固定的,从来就没有房屋涨价导致政府整体多收地税的情况。温哥华房价几年之类翻倍,温哥华市政府收上来的地税翻倍了吗? 零几年一百万的房屋地税3000,16年房屋涨价到三百多万,地税同比例涨到了1万以上了吗?

这么简单的问题,很难理解吗?

房屋估价怎么评估,某户觉得评估价不合理怎么申诉,bc local government act里讲得清清楚楚的,不是自己脑补下觉得不应该由谁不应该由谁来做。独立的第三方来评估? 呵呵,bc之外的地税评估直接就是地方政府的一个部门。

加拿大地方各种规则清楚透明,想了解什么直接去查询就完了,根本没必要脑补推测,再在自己脑补推测的基础上得出一堆没意义的结论。
 
省和联邦政府才有执政党反对党的说法。地方政府,市议会里哪来的反对党执政党?

你说的地税总额怎么确定的,跟我说的一点也不矛盾

根据预算大致算出地税总额
算出房屋总估价
上面两个除一下算出mill rate
单独某户的地税=这一户的评估价*mill rate

mill rate从来就不是固定的,从来就没有房屋涨价导致政府整体多收地税的情况。温哥华房价几年之类翻倍,温哥华市政府收上来的地税翻倍了吗? 零几年一百万的房屋地税3000,16年房屋涨价到三百多万,地税同比例涨到了1万以上了吗?

这么简单的问题,很难理解吗?

房屋估价怎么评估,某户觉得评估价不合理怎么申诉,bc local government act里讲得清清楚楚的,不是自己脑补下觉得不应该由谁不应该由谁来做。独立的第三方来评估? 呵呵,bc之外的地税评估直接就是地方政府的一个部门。

加拿大地方各种规则清楚透明,想了解什么直接去查询就完了,根本没必要脑补推测,再在自己脑补推测的基础上得出一堆没意义的结论。

“你说的地税总额怎么确定的,跟我说的一点也不矛盾” -- 没矛盾,但你曲解别人的意图,所以“这么简单的问题,很难理解吗?”

的确,很难理解你所谓的“脑补”的意思?是不是你在自己的脑子里补充了一些别人没有的意思然后说这就是别人的说法?仔细看看别人想表达的意思,不需要脑补你的观点。
 
英文版的,讲怎么计算地税


The Property Tax Equation

BC Assessment determines the assessed value of your property based on a valuation date of July 1st of each year. Your assessment notice is mailed to you by BC Assessment in January and contains your assessed value, property classification, and tax exemption* status. In early spring, your taxing authority sets its property tax rates for each of the nine property classes and applies the applicable rate, i.e. residential, to your property’s assessed value, less the value of any applicable tax exemptions. The taxing authority mails you a property tax notice which details the property taxes payable by you to them.

*A tax exemption is a release from paying all, or a portion of property tax levied by a taxing authority, i.e. a municipality, First Nation, or the surveyor of taxes in rural areas.

How are assessed values, property tax rates, and property taxes related and what influences your property taxes?


YOUR PROPERTY ASSESSMENT RELATIVE TO YOUR PROPERTY TAXES

D549BB7F-FAC8-4A52-8500-1E7FB498A523.jpeg
* Unless your taxing authority has enacted an alternative municipal tax collection structure under Section 235 of the Community Charter.

Assessed Value
Each January, BC Assessment mails property assessment notices to the owners of 2+ million properties in the province. The notice contains your assessed value, which is the estimated market value of your property as of July 1st of the previous year, the property classification, and tax exemption status.
The assessed value, property classification, and tax exemption status are important factors in determining how much property tax you pay, and form the first piece of the tax equation formula.
Please contact your taxing authority, or visit their website, to learn more about how they calculate property tax rates in your jurisdiction.

Property Tax Rate
Your taxing authority has an annual budget to fund important services used every day in your community. Each year, new tax rates must be set before May 15th in order to raise enough revenue from property taxes to cover their annual budget. There is a different tax rate for each of the nine property classes.

Property tax rates are independently determined by your taxing authority and are applied to each $1,000 of taxable assessed value. BC Assessment functions independently of taxing authorities and has no role in setting property tax rates.

The property tax rate is the second piece of the formula that determines how much property tax you pay.

Property Taxes
To calculate your property taxes, multiply the taxable assessed value of your property by the property tax rate for your property class. Property taxes are collected by your local taxing authority, i.e. municipality, First Nation, or the surveyor of taxes in rural areas, and are used by the local taxing authority and distributed to the provincial government to help pay for things like schools, hospitals, and to other taxing agencies like transit authorities.

If your property is located within the City of Vancouver, your property taxes may be affected by Land Averaging. For more information, visit the City of Vancouver website.

If your residential property is valued at $3 million or more, additional school tax may be levied against it. For more information on additional school tax, visit the BC Government's school tax website.

The information on this page is for information purposes only. For specific questions about property taxes, please consult your municipality or taxing authority.

Example: Say your property is assessed at $500,000 as of July 1st of the previous year. Since the property tax rate applies to each $1,000 of taxable assessed value, you must divide the assessed value of your property by $1,000. Next, multiply that number by the property tax rate for your property class to determine your property taxes.
8A3C52A5-A57C-4D20-8939-2FCD1276CB69.jpeg94D266D6-E749-474A-80CF-1864531C3C57.jpeg
 
仔细看看别人想表达的意思,不需要脑补你的观点。

好吧,那我开始引用原话

政府不进行充分地供需考虑,旨在地产税收而提高评估价。

原话引用中:

旨在地产税收而提高评估价

旨在地产税收而提高评估价

旨在地产税收而提高评估价

某市一百户居民,每户地税五千,某年房产市场火热,评估价翻了一倍,地税=评估价*税率,所以每户房产税从五千变成了一万,嗯,政府旨在地产税收而提高评估价,评估价翻倍政府收入翻倍,呵呵呵,你要这么理解也行,随便咯
 
最后编辑: 2019-12-20
英文版的,讲怎么计算地税


The Property Tax Equation

BC Assessment determines the assessed value of your property based on a valuation date of July 1st of each year. Your assessment notice is mailed to you by BC Assessment in January and contains your assessed value, property classification, and tax exemption* status. In early spring, your taxing authority sets its property tax rates for each of the nine property classes and applies the applicable rate, i.e. residential, to your property’s assessed value, less the value of any applicable tax exemptions. The taxing authority mails you a property tax notice which details the property taxes payable by you to them.

*A tax exemption is a release from paying all, or a portion of property tax levied by a taxing authority, i.e. a municipality, First Nation, or the surveyor of taxes in rural areas.

How are assessed values, property tax rates, and property taxes related and what influences your property taxes?


YOUR PROPERTY ASSESSMENT RELATIVE TO YOUR PROPERTY TAXES


* Unless your taxing authority has enacted an alternative municipal tax collection structure under Section 235 of the Community Charter.

Assessed Value
Each January, BC Assessment mails property assessment notices to the owners of 2+ million properties in the province. The notice contains your assessed value, which is the estimated market value of your property as of July 1st of the previous year, the property classification, and tax exemption status.
The assessed value, property classification, and tax exemption status are important factors in determining how much property tax you pay, and form the first piece of the tax equation formula.
Please contact your taxing authority, or visit their website, to learn more about how they calculate property tax rates in your jurisdiction.

Property Tax Rate
Your taxing authority has an annual budget to fund important services used every day in your community. Each year, new tax rates must be set before May 15th in order to raise enough revenue from property taxes to cover their annual budget. There is a different tax rate for each of the nine property classes.

Property tax rates are independently determined by your taxing authority and are applied to each $1,000 of taxable assessed value. BC Assessment functions independently of taxing authorities and has no role in setting property tax rates.

The property tax rate is the second piece of the formula that determines how much property tax you pay.

Property Taxes
To calculate your property taxes, multiply the taxable assessed value of your property by the property tax rate for your property class. Property taxes are collected by your local taxing authority, i.e. municipality, First Nation, or the surveyor of taxes in rural areas, and are used by the local taxing authority and distributed to the provincial government to help pay for things like schools, hospitals, and to other taxing agencies like transit authorities.

If your property is located within the City of Vancouver, your property taxes may be affected by Land Averaging. For more information, visit the City of Vancouver website.

If your residential property is valued at $3 million or more, additional school tax may be levied against it. For more information on additional school tax, visit the BC Government's school tax website.

The information on this page is for information purposes only. For specific questions about property taxes, please consult your municipality or taxing authority.

Example: Say your property is assessed at $500,000 as of July 1st of the previous year. Since the property tax rate applies to each $1,000 of taxable assessed value, you must divide the assessed value of your property by $1,000. Next, multiply that number by the property tax rate for your property class to determine your property taxes.

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我在说Taxes (税收),有人给我讲Property Tax **Rate**。有人说”这是”智商税“:LOL:

回到主题,是谁给了BCA的权力用自己的标准来Assess别人物业的市场价值?难道不应该由独立第三方机构来做吗?物业税确定的一个因素是物业的Assessment结果(税率是另一个),政府制定税率有一套标准,但Assessed Value这个“乘数”有“空间”被调整 (比如2017年比2016年突然的上调),特别是这个调整是由Crown company BCA来做的时候,谁能相信这个地税的调整没有“私心“。?官方的说法和解释相关资料都能查到,比如这个帖子。

别人探讨的是无法证实却能考虑到可能性,却被拿各种政府的文档来回应。
 

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